Car Buying Tips from an Auto Fraud Attorney – Part 2

At the Law Offices of Jason E. Taylor, we get multiple calls a day from people who feel they have been defrauded by a car dealership. As a result, I feel like I have a pretty good grasp of the most common problems that vehicle buyers deal with. I previously laid out some of the most common car-buying pitfalls and some tips to avoid them here. Below, in Part 2, I discuss add-on products and how to deal with the dealership’s finance and insurance department.

“But, I have full coverage insurance in North Carolina”

As a personal injury attorney in North Carolina, I hear this from clients all the time.  Unfortunately, in most cases, it is not true.  At the very least, it is not what they believe it to be.  In North Carolina, as in most states, you are required to purchase auto insurance to legally be allowed to drive on public roadways.  Each state sets its own requirement as to the minimum amount of insurance and type of insurance that you must purchase to be a legal driver.  The primary purpose of these requirements is to protect innocent persons from your negligent driving.  In North Carolina it is called the Motor Vehicle Financial Responsibility Act and can be found at NCGS §20-279.21.