Huntersville Car Accident Lawyers

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Huntersville Car Accident Lawyers

At the Huntersville Law Offices of Jason E. Taylor, our team has handled personal injury and auto accident cases for over twenty years. With over a century of combined experience, we have helped many residents of Huntersville get the compensation they deserve for damages and personal injuries caused by others. We are dedicated to doing the same for you.

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Is It Worth Getting a Lawyer for a Car Accident in Huntersville?

While the decision to hire a lawyer is ultimately up to you, we believe it’s beneficial to consult with a lawyer after any car accident in Huntersville, NC. Their knowledge and experience can help you determine whether it makes sense to hire legal representation.

Personal injury cases can be complex, and every decision you make can impact the compensation you receive. Insurance adjusters will often try to offer you a lower settlement. They aim to pay as little as possible.

Most insurance companies will contact you within days, hoping to settle quickly before you realize the extent of your injuries or the costs of medical treatment, such as an ER visit at a local hospital. They want to settle before you fully understand your situation, making you more likely to accept a smaller sum than you’re entitled to, which prevents you from pursuing additional compensation later.

A personal injury lawyer can ensure you are not taken advantage of by these lowball offers.

You shouldn’t have to navigate Huntersville’s legal system alone. You have a car to replace and injuries to tend to. We’re here to handle your claim from start to finish, and if you don’t get paid, neither do we. You can trust us to give it our all.

When Should You Get a Lawyer for a Car Accident in Huntersville, NC?

It never hurts to get a free consultation. We can discuss the details of your specific situation and determine if litigation is the best course of action for you. However, there are several signs that usually indicate the need for an attorney.

The Automobile Accident Resulted in Death or Serious Injury

If anyone died or was seriously injured, you will almost certainly need an attorney. These cases are complex, the settlements are large, and you may need to file a lawsuit to cover all your losses. Additionally, the other party may respond with a counterclaim, adding further complexity. Expert legal advice from a Huntersville car accident attorney will help ensure your treatment costs are covered.

You Are Unable to Work or Need Long-Term Care

If your injuries prevent you from working or require long-term care, you should consult a lawyer. The duration and severity of your injury could be uncertain, possibly permanent. An accident attorney can help calculate the compensation you deserve by evaluating your lost wages and ongoing treatment costs.

There Were Three or More Vehicles Involved

Accidents involving multiple vehicles are inherently more complex due to the increased number of claims, insurance companies, and potential lawsuits. These situations can also involve pedestrians, damaged property, and public utilities. A personal injury attorney can effectively manage communications and negotiations among all relevant parties.

A Motorist Without Insurance Was Involved

While North Carolina requires all drivers to have insurance, not everyone complies. Uninsured Motorist Coverage is supposed to help in these cases, but your insurance company might hesitate to pay out. A skilled lawyer can pressure your insurance company to fulfill its obligations and assist you in suing the uninsured motorist if necessary.

You Need to Establish Fault

Determining fault in a collision isn’t always straightforward, but it’s crucial for awarding compensation. An experienced car accident attorney can gather the necessary evidence to prove you are entitled to compensation.

You Are Being Sued

If the other driver sues you for damages, they will likely have their own attorney. It is essential to have an attorney to represent your interests and negotiate a favorable deal. Having a skilled car accident lawyer ensures you do not give up your rights to take future action against them.

You Are Approaching the Statute of Limitations

Delaying consultation with a car accident lawyer could result in losing your opportunity to file a claim. Insurance companies might drag out proceedings until the statute of limitations expires, relieving them of the obligation to pay you compensation. We recommend contacting a Huntersville car accident lawyer as soon as possible, especially if significant time has passed since the accident. Car accident attorneys understand the tactics used by insurance companies and can help ensure you receive compensation before it’s too late.

For personalized advice and dedicated representation, contact the Law Offices of Jason E. Taylor. Our experienced team is here to help you navigate the complexities of car accident claims and ensure you receive the compensation you deserve.

Is it Worth Getting a Lawyer for a Minor Car Accident in Huntersville?

Looks can be deceiving, so it’s always worth doing things properly, even if the accident appears minor. Here are some steps you should take:

  • Exchange Insurance Information: Always get the insurance details of the other driver.
  • Take Photos: Capture images of license plates, paint scuffs, the accident scene, and any other relevant details.
  • Check for Injuries: Have yourself examined for injuries, just in case.
  • File a Police Report: Report the accident to the police immediately.

It’s better to document as much as you can at the scene while everything is still fresh in your mind. The more you document now, the less you’ll have to recall later.

What Happens After a Car Accident That Is Not Your Fault?

Whether or not you’re to blame for the accident, the steps to take are the same:

File a Police Report

Even if the other driver flees, file a police report before you leave. Share your perspective, and let the police determine fault. Without this report, the claim process may be prolonged, making it harder to get compensated.

Make Notes

Collect information while you wait. Write down everything you can remember, sketch a map of the scene, note license plates, look for witnesses, document the weather, and take pictures of the damage and injuries. Detailed information is key in court proceedings.

Swap Information With the Other Driver

The other driver may be uncooperative, which could indicate they know they’re at fault. Insist on taking down their information and ensure they take yours. If they refuse, at least note their license plate. The police can use this to find their contact information, but it’s better to get it directly. Also, collect contact information from any witnesses, as their testimony could be invaluable.

Contact Your Insurance Company

Call your insurance company as soon as possible. They’ll discuss your coverage and start the claim process to ensure you fall within the statute of limitations. They’ll also prepare you for the possibility that the other driver is uninsured. Typically, your insurance company will pay you according to your policy and then pursue reimbursement from the other driver’s insurance company. If your expenses exceed your insurance coverage, a lawyer can help you decide whether to file suit.

Go to the Doctor

Even if you feel fine, get checked out. Adrenaline can suppress pain, so you might not realize you’re injured right away. Conditions like whiplash, spinal injuries, and internal bleeding can be serious and might not be immediately apparent. Visit an urgent care clinic or the ER to ensure there are no life-threatening injuries.

Talk With an Experienced Attorney

Navigating Huntersville’s legal system can be complex, and there may be nuances you’re unaware of. A personal injury lawyer can help you avoid crucial mistakes that could lead to out-of-pocket medical expenses. Get a free consultation from a personal injury attorney in Huntersville to discuss your unique circumstances and determine the best course of action for you.

At the Law Offices of Jason E. Taylor, we’re here to help you understand your rights and guide you through the process, ensuring you receive the compensation you deserve.

Can I Get a Settlement for a Car Accident Without a Lawyer in Huntersville?

Certainly. If the other insurance company believes they would likely lose a court battle, they will often contact you quickly to offer a settlement. However, this initial settlement is usually much lower than what you are entitled to.

Car accidents are quite common. In Huntersville, there are numerous accidents each year, many of which result in injuries. Insurance companies aim to keep their payouts as low as possible to maintain profitability. Many individuals who accept the first settlement offer do not realize how insufficient it is until they face their medical bills.

Consultations with a personal injury lawyer are free. It doesn’t hurt to talk to us about your accident, and it might hurt a lot not to. Even if you decide to represent yourself, you’ll have more information to make an informed decision.

Why Consult with a Lawyer?

At the Law Offices of Jason E. Taylor, we offer free consultations to discuss your accident. Our experienced team can help you understand your rights and the true value of your claim. While you can negotiate on your own, having legal representation often leads to better outcomes and ensures you are not taken advantage of by insurance companies.

If you’ve been in a car accident in Huntersville, contact us today for a free consultation. We’re here to help you navigate the complexities of your claim and secure the compensation you deserve.

What Is a Reasonable Settlement for a Car Accident in Huntersville, NC?

Settlements for car accidents can vary widely. Each case is unique, and there’s no exact formula for determining a settlement amount. However, several common causes of accidents often lead to similar patterns of compensation:

Common Causes of Accidents

  • Drunk Driving: Alcohol-related crashes are a significant issue. Drunk drivers not only face criminal charges but are also liable for the accidents they cause.
  • Distracted Driving: Activities like texting, adjusting the radio, or talking to passengers divert attention from the road, increasing the likelihood of an accident. Distracted driving is considered negligence.
  • Speeding: Negligence can be established if a driver is going too fast for the conditions, even if they aren’t exceeding the posted speed limit.
  • Defective Cars: Accidents can result from poorly maintained vehicles, such as those with bald tires, worn brakes, or dim headlights. Liability can also extend to manufacturers or mechanics if a defective part or faulty repair contributed to the accident.
  • Roadway Negligence or Maintenance: Sometimes, the condition of the road itself causes the accident. In such cases, the entity responsible for maintaining the road may be held liable.

Determining a Settlement

There’s no fixed formula for calculating a settlement amount. Factors like the extent of injuries, medical bills, lost wages, and pain and suffering all play a role in determining compensation. Each case must be evaluated on its own merits.

Contact Our Car Accident Attorneys in Huntersville, NC

Whether you have been involved in a minor fender-bender or a major collision, our dedicated team is here to help you navigate the complexities of your case and secure the compensation you deserve. We are committed to providing personalized, compassionate, and effective legal representation.

120 3rd St NE
Hickory, NC 28601

Phone: (828) 327-9004
Toll Free: (800) 351-3008

130 Church St NE
Concord, NC 28025

Phone: (704) 787-9419
Toll Free: (800) 351-3008

301 S McDowell St #1016
Charlotte, NC 28204

Phone: (704) 676-1093
Toll Free: (800) 351-3008

1348 Ebenezer Rd #103
Rock Hill, SC 29732

Phone: (803) 980-5300
Toll Free: (800) 351-3008

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News From Our Blog

Notice of Data Security Event
Updated March 28, 2025

The Law Offices of Jason E. Taylor is providing notice of an event that may affect certain individuals’ information. Although we have no indication of identity theft or fraud in relation to this event, we are providing information about the event, our response, and additional measures individuals can take to help protect their information, should they feel it appropriate to do so.

What Happened? On October 28, 2024, The Law Offices of Jason E. Taylor identified suspicious activity related to our email system. We quickly took steps to investigate and determined that an unknown actor may have accessed certain emails within our email system between August 7 and November 7, 2024. We then conducted a comprehensive review of the potentially affected emails and attachments to determine what information was contained therein and to whom the information related, which was completed on February 25, 2025. Unfortunately, we were unable to verify the addresses of certain affected individuals, so we are providing this notice to ensure potentially affected individuals receive information about the event.

What Information Was Involved? The information affected may include individuals’ Social Security number, driver’s license and state ID information, financial account number, and health information.

What We Are Doing. We are notifying individuals about this matter and providing guidance about free resources that are available to assist with monitoring relevant accounts, credit reports, and how to place a fraud alert or security freeze on one’s credit file. Further, as with our typical security practices, we will continue to evaluate our policies, procedures, staff training, and technical security measures to reduce the likelihood of an event like this reoccurring.

What Individuals Can Do. We encourage you to remain vigilant against incidents of identity theft and fraud by reviewing your account statements and monitoring your free credit reports for suspicious activity and to detect errors. We also recommend you review the below “Steps Individuals Can Take To Help Protect Personal Information”.

For More Information. If individuals have questions about this matter, we have a dedicated assistance line with agents ready to answer their questions. Please contact our toll-free dedicated assistance line at 1-800-939-4170, Monday through Friday from 9 a.m. through 9 p.m., excluding holidays. You may also write to us at The Law Offices of Jason E. Taylor, Attn: Compliance, P.O. Box 2688, Hickory, NC 28603.

Sincerely,

The Law Offices of Jason E. Taylor

STEPS INDIVIDUALS CAN TAKE TO HELP PROTECT PERSONAL INFORMATION

Monitor Your Accounts

Under U.S. law, a consumer is entitled to one free credit report annually from each of the three major credit reporting bureaus, Equifax, Experian, and TransUnion. To order a free credit report, visit www.annualcreditreport.com or call, toll-free, 1-877-322-8228. Consumers may also directly contact the three major credit reporting bureaus listed below to request a free copy of their credit report.

Consumers have the right to place an initial or extended “fraud alert” on a credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer’s credit file. Upon seeing a fraud alert display on a consumer’s credit file, a business is required to take steps to verify the consumer’s identity before extending new credit. If consumers are the victim of identity theft, they are entitled to an extended fraud alert, which is a fraud alert lasting seven years. Should consumers wish to place a fraud alert, please contact any of the three major credit reporting bureaus listed below.

As an alternative to a fraud alert, consumers have the right to place a “credit freeze” on a credit report, which will prohibit a credit bureau from releasing information in the credit report without the consumer’s express authorization. The credit freeze is designed to prevent credit, loans, and services from being approved in a consumer’s name without consent. However, consumers should be aware that using a credit freeze to take control over who gets access to the personal and financial information in their credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application they make regarding a new loan, credit, mortgage, or any other account involving the extension of credit. Pursuant to federal law, consumers cannot be charged to place or lift a credit freeze on their credit report. To request a credit freeze, individuals may need to provide some or all of the following information:

1. Full name (including middle initial as well as Jr., Sr., II, III, etc.);
2. Social Security number;
3. Date of birth;
4. Addresses for the prior two to five years;
5. Proof of current address, such as a current utility bill or telephone bill;
6. A legible photocopy of a government-issued identification card (state driver’s license or ID card, etc.); and
7. A copy of either the police report, investigative report, or complaint to a law enforcement agency concerning identity theft if they are a victim of identity theft.

Should consumers wish to place a credit freeze or fraud alert, please contact the three major credit reporting bureaus listed below:

Equifax Experian TransUnion
https://www.equifax.com/personal/credit-report-services/ https://www.experian.com/help/

https://www.transunion.com/credit-help
1-888-298-0045 1-888-397-3742 1-800-916-8800
Equifax Fraud Alert, P.O. Box 105069 Atlanta, GA 30348-5069 Experian Fraud Alert, P.O. Box 9554, Allen, TX 75013 TransUnion Fraud Alert, P.O. Box 2000, Chester, PA 19016
Equifax Credit Freeze, P.O. Box 105788 Atlanta, GA 30348-5788 Experian Credit Freeze, P.O. Box 9554, Allen, TX 75013 TransUnion Credit Freeze, P.O. Box 160, Woodlyn, PA 19094

Additional Information

Consumers may further educate themselves regarding identity theft, fraud alerts, credit freezes, and the steps they can take to protect their personal information by contacting the consumer reporting bureaus, the Federal Trade Commission, or their state attorney general. The Federal Trade Commission may be reached at: 600 Pennsylvania Ave NW, Washington, DC 20580; www.identitytheft.gov; 1-877-ID-THEFT (1-877-438-4338); and TTY: 1-866-653-4261. The Federal Trade Commission also encourages those who discover that their information has been misused to file a complaint with them. Consumers can obtain further information on how to file such a complaint by way of the contact information listed above. Consumers have the right to file a police report if they ever experience identity theft or fraud. Please note that in order to file a report with law enforcement for identity theft, consumers will likely need to provide some proof that they have been a victim. Instances of known or suspected identity theft should also be reported to law enforcement and the relevant state attorney general. This notice has not been delayed by law enforcement.

For District of Columbia residents, the District of Columbia Attorney General may be contacted at: 400 6th Street, NW, Washington, DC 20001; 1-202-442-9828; and oag.dc.gov.

For Maryland residents, the Maryland Attorney General may be contacted at: 200 St. Paul Place, 16th Floor, Baltimore, MD 21202; 1-410-576-6300 or 1-888-743-0023; and https://www.marylandattorneygeneral.gov/.

For New Mexico residents, consumers have rights pursuant to the Fair Credit Reporting Act, such as the right to be told if information in their credit file has been used against them, the right to know what is in their credit file, the right to ask for their credit score, and the right to dispute incomplete or inaccurate information. Further, pursuant to the Fair Credit Reporting Act, the consumer reporting bureaus must correct or delete inaccurate, incomplete, or unverifiable information; consumer reporting agencies may not report outdated negative information; access to consumers’ files is limited; consumers must give consent for credit reports to be provided to employers; consumers may limit “prescreened” offers of credit and insurance based on information in their credit report; and consumers may seek damages from violators. Consumers may have additional rights under the Fair Credit Reporting Act not summarized here. Identity theft victims and active-duty military personnel have specific additional rights pursuant to the Fair Credit Reporting Act. We encourage consumers to review their rights pursuant to the Fair Credit Reporting Act by visiting www.consumerfinance.gov/f/201504_cfpb_summary_your-rights-under-fcra.pdf, or by writing Consumer Response Center, Room 130-A, Federal Trade Commission, 600 Pennsylvania Ave NW, Washington, DC 20580.

For New York residents, the New York Attorney General may be contacted at: Office of the Attorney General, The Capitol, Albany, NY 12224-0341; 1-800-771-7755; or https://ag.ny.gov.

For North Carolina residents, the North Carolina Attorney General may be contacted at: 9001 Mail Service Center, Raleigh, NC 27699-9001; 1-877-566-7226 or 1-919-716-6000; and www.ncdoj.gov.

For Rhode Island residents, the Rhode Island Attorney General may be reached at: 150 South Main Street, Providence, RI 02903; 1-401-274-4400; and www.riag.ri.gov. Under Rhode Island law, individuals have the right to obtain any police report filed in regard to this event.
STEPS INDIVIDUALS CAN TAKE TO HELP PROTECT A MINOR DEPENDENT’S PERSONAL INFORMATION

Typically, credit reporting agencies do not have a credit report in a minor’s name. To find out if a minor has a credit report or to request a manual search for a minor’s Social Security number each credit bureau has its own process. To learn more about these processes or request these services, consumers may contact the credit bureaus by phone, writing, or online:
Equifax Experian TransUnion
https://www.equifax.com/personal/help/article-list/-/h/a/request-child-credit-report/
https://www.experian.com/help/minor-request.html
https://www.transunion.com/fraud-victim-resources/child-identity-theft

1-800-685-1111 1-888-397-3742 1-800-916-8800
P.O. Box 105788
Atlanta, GA 30348-5788 P.O. Box 9554
Allen, TX 75013 P.O. Box 2000
Chester, PA 19016

To request information about the existence of a credit file in a minor’s name, search for a minor’s Social Security number, place a security freeze or fraud alert on a minor’s credit report (if one exists), or request a copy of a minor’s credit report consumers may be required to provide the following information:
● A copy of their driver’s license or another government issued identification card, such as a state identification card, etc.;
● Proof of address, such as a copy of a bank statement, utility bill, insurance statement, etc.;
● A copy of the minor’s birth certificate;
● A copy of the minor’s Social Security card;
● The minor’s full name, including middle initial and generation, such as JR, SR, II, III, etc.;
● The minor’s date of birth; and
● The minor’s previous addresses for the past two years.

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