Auto accidents happen, and they usually happen at a speed that leaves you in shock. That said, you can keep panic at bay by taking certain steps once such an unfortunate mishap has occurred. Let us take a quick look at what you should try to do in the immediate aftermath of an auto accident.
Check for Injuries
First and foremost, you have to check yourself for any injuries that you might have sustained in the car crash. If there are any broken bones, they will very quickly —and very painfully—make themselves apparent, however, there are many internal injuries that may not be that easily apparent. This particularly holds true for neck and back injuries.
These injuries can easily lead to a fairly common defense move by the insurance companies and their legal teams. They state that since you have waited for several days before seeking medical attention, your complaint is probably not related to the car accident.
This is why you should seek urgent medical attention after any automobile accident if you believe you may have been injured in any way.
In fact, you should go to the emergency trauma center as soon as possible even if there are no visible signs of injury. This will be yet another layer of proof that you were involved in an auto accident. Moreover, the medical checkup will give you complete peace of mind and allow you to detect any injuries in a timely manner.
Make Sure to Tell Your Side of the Story
Be sure to tell your side of the story to the first responders and especially the police officers who rushed to the scene. The LEA personnel will fill out the mandatory police reports even if they have not actually seen the accident take place.
Consult Your Motor Vehicle Accident Attorney
You have to keep in mind the fact that the insurance companies have large teams of lawyers who will begin to evaluate your injury claims as soon as you file them. This is why it is imperative that you hire the services of a motor vehicle accident lawyer as a precautionary measure in case you are involved in a car collision.
In the immediate aftermath of a major car crash, the services of a motor vehicle accident attorney may be the last thing on your mind. This is why it makes a lot of sense to get one onboard beforehand.
If you do not already have a motor vehicle accident lawyer, you should consider hiring one as soon as you can after dealing with the cops and the hospitals. In any case, you should never file a claim without a motor vehicle accident lawyer by your side. After all, it is not a wise move to face a panel of top-notch professional attorneys who have plenty of experience working full-time for billion-dollar corporations.
Yes, it is possible to go ahead and file any claims on your own, but the outcome will, quite often, be based on what they think is right rather than what you feel you deserve. They might give you a thousand dollars, or a few hundred, or they might even reject your claim altogether. The ball is in their court because you don’t really know what kind of legal rights you have, or even what alternatives you could use to get them to approve your claim.
These people spend every day of their professional lives fighting different claims on behalf of the insurance companies. And if you decide to head out and face them on your own without any experience, you can lose your claim.
But it does not have to be this way at all. An auto accident attorney will fight to recover your medical bills and other damages to the fullest extent possible.
Why Should You Hire an Auto Accident Lawyer?
Retaining a really competent and experienced car accident lawyer can help you get your claim approved*. Such individuals would prove their worth in case you are injured in the wreck.
It is important to understand that the core premise of the insurance service provider is often centered around offering the minimum possible amount of settlement money so that you go away.
Many insurance carriers also make such offers in order to take advantage of the fact you might not have any idea regarding the full extent of your injuries or the need for any further medical treatment.
The Nuisance Value Offer
Some insurance companies see all such claims as a nuisance. The unrepresented auto accident victim might be taken for a ride since they cannot back up their words with any legal actions. Some of them believe that you only have the ability to demand money and even a small amount will be enough to satisfy your claim.
It makes financial sense because the unrepresented party generally does not understand the lay of the land as far as litigation is concerned. And even if you opt to contest the claim on your own, they will get their seasoned legal team to handle your misgivings regarding the amount claimed.
All too often, individuals end up taking minimal settlements after signing the release (from all dues) of the negligent party. In case your medical condition deteriorates even after undergoing significant medical treatment, it might be too late to call in a personal injury or auto accident lawyer.
You have to keep in mind the fact that it is by no means a level playing field as such. Ultimately, it boils down to one thing only and that is that an unrepresented claimant may lack the proper experience, or the training required to effectively negotiate with the insurance carrier.
Moreover, unless you are a skilled and experienced attorney yourself, it is very unlikely that you will have a thorough understanding of negotiating with your insurance service provider.
There is no need to go at it filing a claim on your own after you’ve been involved in a motor vehicle accident. Do yourself a big favor and just find a qualified motor vehicle accident lawyer in your area. You should always choose an attorney or firm that you can trust to go all out for your claim.
Note: Each claim is different and must be evaluated on its individual facts. Prior results do not guarantee that similar results can be achieved in future cases.