What to do After a Car Accident in Concord NC

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What to do After a Car Accident in Concord NC

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After a car accident in Concord, you may feel shocked and overwhelmed, leading to anxiety and fear, especially if you are seriously injured in an accident. According to the North Carolina Department of Transportation, in Concord, 3,232 people were injured or possibly injured in vehicle accidents in 2020, and 36 persons were involved in fatal car crashes in 2019.

While car accidents are not as common in the Concord area as in other North Carolina cities, they are no less devastating for victims and families when they result in serious injury or death. And when a car accident occurs, it’s important to make sure you’re prepared so that you don’t face trouble when you try to recover compensation for your damages.

At The Law Offices of Jason E. Taylor, our Concord car accident attorneys have represented car accident victims since 2005. We are here to help if you need legal assistance after an auto accident. We have years of experience dealing with car accident cases, and we know how to get results. We force the liable parties to accept the consequences of their actions and provide you with the compensation you are entitled to.

Here is a list of what to do after a car accident in Concord, NC:

Call 911

In Concord, the police will be dispatched to the scene of an accident if you call 911. Once the police arrive at the scene they will file an accident report. This document helps provide a picture of what happened and helps determine who is at fault.

Get Yourself and Your Passengers to Safety

If you are able, move your car off the road to avoid being hit by oncoming traffic. However, take pictures first of the location of the vehicles.  If you cannot move your car or move to a safe place off of the road, turn on your hazard lights and stay in your vehicle until help arrives. 

Exchange Information With the Other Drivers Involved

Get the name, contact information, insurance information, and license plate number of the other drivers involved in the accident.

Document the Scene of the Accident

Use your phone to take pictures of the damage to all vehicles involved in the accident. Be sure to also take pictures of any skid marks or debris on the road that may have contributed to the accident.

Get Medical Attention if Necessary

If you or any passengers in your car are injured, it is important to get medical attention as soon as possible. Even if you don’t think you are injured, it is always a good idea to be checked out by a medical professional.

Notify Your Insurance Company

Once you have exchanged information with the other drivers involved and documented the accident scene, you will need to call your insurance company to report the accident.

Contact a Concord Car Accident Lawyer

After you have taken care of the immediate aftermath of the accident, it is a good idea to contact a car accident lawyer. An experienced lawyer can help you navigate the insurance claims process and fight for the compensation you deserve.

Do Not Admit Fault

Even if you think that you may be at fault for the accident, do not say so to the other drivers or the police. Anything you say can be used against you in your claim, so it is important to remain tight-lipped until you speak with a lawyer.

Follow Up With Your Doctor

If you were injured in the accident, follow up with your doctor and get any necessary treatment. It is also important to keep track of all of your medical expenses so that you can be reimbursed when your case resolves.

Car accidents can be a very stressful experience, but it is important to stay calm and take the necessary steps to ensure everyone’s safety.

Who Is At Fault for the Accident?

In many cases, fault may be determined at the accident scene. However, this is not always the case. If you are not sure who is at fault for the accident, it is good to contact a car accident lawyer to discuss your options, particularly before giving any recorded statements to the other driver’s insurance company.

Why Should I Hire a Lawyer?

Some people choose to handle their own car accident claims, but it is often best to hire an attorney for your case. An attorney will know the ins and outs of the legal system and will be able to get you the maximum amount of compensation for your injuries. If you are dealing with serious injuries, it is always a good idea to have an experienced lawyer on your side.

Hiring an attorney is also a good idea if the other driver’s insurance company gives you trouble. Insurance companies are in the business of making money, and they will often try to lowball you on your settlement. A lawyer will fight for the fair compensation that you deserve.

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How Much Does a Car Accident Lawyer Cost?

Most car accident lawyers work on a contingency fee basis, which means they only get paid if you win your case. The contingency fee is a percentage of the total amount of compensation you are awarded, so you will not have to pay anything upfront.

What Happens If I Don’t Have Car Insurance?

If you are involved in an accident and do not have car insurance, you may be held personally responsible for the damages. This means that the other driver could sue you for the cost of their repairs, medical bills, and lost wages. If you cannot afford to pay these costs out of pocket, you could lose your home or have your wages garnished. This is one of the many reasons it is so important to have car insurance.

How Long Does it Take to File Personal Injury Claims?

There is no set answer to this question, as every personal injury claim is different. The amount of time it takes to file a claim depends on the severity of the injuries and whether or not you can settle out of court. It is best to speak with a car accident lawyer to understand how long your particular claim might take.

Damages Available to You After a Car Accident

If you are involved in a car accident, you may be able to receive compensation for your medical bills, lost wages, and pain and suffering. In some cases, you may also be able to receive punitive damages, which are designed to punish the other driver for their egregious conduct.

How Long Do I Have to File a Claim in Concord, North Carolina?

In North Carolina, you typically have three years from the accident to file a personal injury claim. This is why it is so important to speak with a lawyer as soon as possible after the accident about the statute of limitations in your particular case. 

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Contact a Concord Car Accident Lawyer Today for a Free Consultation

Nothing can fully compensate a person for a traumatic unexpected life change or restore the losses associated with it. However, at the Law Offices of Jason E. Taylor, genuinely committed and caring attorneys are always ready to help navigate your personal injury claims. We work on a contingency fee basis, meaning if we don’t settle or win your case, you owe nothing.

If you have been involved in a car accident, speak with an experienced car accident lawyer in Concord as soon as possible. At The Law Offices of Jason E. Taylor, we offer a free consultation so that you can get the information and advice you need to make the best decision for your case.

We proudly serve Concord and surrounding areas. Contact us today for a free consultation.

130 Church St NE
Concord, NC 28025

Phone: (704) 787-9419
Toll Free: (800) 351-3008

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120 3rd St NE
Hickory, NC 28601

Phone: (828) 327-9004
Toll Free: (800) 351-3008

301 S McDowell St #1016
Charlotte, NC 28204

Phone: (704) 676-1093
Toll Free: (800) 351-3008

130 Church St NE
Concord, NC 28025

Phone: (704) 787-9419
Toll Free: (800) 351-3008

1348 Ebenezer Rd Suite 103
Rock Hill, SC 29732

Phone: (803) 980-5300
Toll Free: (800) 351-3008

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Concord Injury Lawyers & Attorneys at Law

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Notice of Data Security Event
Updated March 28, 2025

The Law Offices of Jason E. Taylor is providing notice of an event that may affect certain individuals’ information. Although we have no indication of identity theft or fraud in relation to this event, we are providing information about the event, our response, and additional measures individuals can take to help protect their information, should they feel it appropriate to do so.

What Happened? On October 28, 2024, The Law Offices of Jason E. Taylor identified suspicious activity related to our email system. We quickly took steps to investigate and determined that an unknown actor may have accessed certain emails within our email system between August 7 and November 7, 2024. We then conducted a comprehensive review of the potentially affected emails and attachments to determine what information was contained therein and to whom the information related, which was completed on February 25, 2025. Unfortunately, we were unable to verify the addresses of certain affected individuals, so we are providing this notice to ensure potentially affected individuals receive information about the event.

What Information Was Involved? The information affected may include individuals’ Social Security number, driver’s license and state ID information, financial account number, and health information.

What We Are Doing. We are notifying individuals about this matter and providing guidance about free resources that are available to assist with monitoring relevant accounts, credit reports, and how to place a fraud alert or security freeze on one’s credit file. Further, as with our typical security practices, we will continue to evaluate our policies, procedures, staff training, and technical security measures to reduce the likelihood of an event like this reoccurring.

What Individuals Can Do. We encourage you to remain vigilant against incidents of identity theft and fraud by reviewing your account statements and monitoring your free credit reports for suspicious activity and to detect errors. We also recommend you review the below “Steps Individuals Can Take To Help Protect Personal Information”.

For More Information. If individuals have questions about this matter, we have a dedicated assistance line with agents ready to answer their questions. Please contact our toll-free dedicated assistance line at 1-800-939-4170, Monday through Friday from 9 a.m. through 9 p.m., excluding holidays. You may also write to us at The Law Offices of Jason E. Taylor, Attn: Compliance, P.O. Box 2688, Hickory, NC 28603.

Sincerely,

The Law Offices of Jason E. Taylor

STEPS INDIVIDUALS CAN TAKE TO HELP PROTECT PERSONAL INFORMATION

Monitor Your Accounts

Under U.S. law, a consumer is entitled to one free credit report annually from each of the three major credit reporting bureaus, Equifax, Experian, and TransUnion. To order a free credit report, visit www.annualcreditreport.com or call, toll-free, 1-877-322-8228. Consumers may also directly contact the three major credit reporting bureaus listed below to request a free copy of their credit report.

Consumers have the right to place an initial or extended “fraud alert” on a credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer’s credit file. Upon seeing a fraud alert display on a consumer’s credit file, a business is required to take steps to verify the consumer’s identity before extending new credit. If consumers are the victim of identity theft, they are entitled to an extended fraud alert, which is a fraud alert lasting seven years. Should consumers wish to place a fraud alert, please contact any of the three major credit reporting bureaus listed below.

As an alternative to a fraud alert, consumers have the right to place a “credit freeze” on a credit report, which will prohibit a credit bureau from releasing information in the credit report without the consumer’s express authorization. The credit freeze is designed to prevent credit, loans, and services from being approved in a consumer’s name without consent. However, consumers should be aware that using a credit freeze to take control over who gets access to the personal and financial information in their credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application they make regarding a new loan, credit, mortgage, or any other account involving the extension of credit. Pursuant to federal law, consumers cannot be charged to place or lift a credit freeze on their credit report. To request a credit freeze, individuals may need to provide some or all of the following information:

1. Full name (including middle initial as well as Jr., Sr., II, III, etc.);
2. Social Security number;
3. Date of birth;
4. Addresses for the prior two to five years;
5. Proof of current address, such as a current utility bill or telephone bill;
6. A legible photocopy of a government-issued identification card (state driver’s license or ID card, etc.); and
7. A copy of either the police report, investigative report, or complaint to a law enforcement agency concerning identity theft if they are a victim of identity theft.

Should consumers wish to place a credit freeze or fraud alert, please contact the three major credit reporting bureaus listed below:

Equifax Experian TransUnion
https://www.equifax.com/personal/credit-report-services/ https://www.experian.com/help/

https://www.transunion.com/credit-help
1-888-298-0045 1-888-397-3742 1-800-916-8800
Equifax Fraud Alert, P.O. Box 105069 Atlanta, GA 30348-5069 Experian Fraud Alert, P.O. Box 9554, Allen, TX 75013 TransUnion Fraud Alert, P.O. Box 2000, Chester, PA 19016
Equifax Credit Freeze, P.O. Box 105788 Atlanta, GA 30348-5788 Experian Credit Freeze, P.O. Box 9554, Allen, TX 75013 TransUnion Credit Freeze, P.O. Box 160, Woodlyn, PA 19094

Additional Information

Consumers may further educate themselves regarding identity theft, fraud alerts, credit freezes, and the steps they can take to protect their personal information by contacting the consumer reporting bureaus, the Federal Trade Commission, or their state attorney general. The Federal Trade Commission may be reached at: 600 Pennsylvania Ave NW, Washington, DC 20580; www.identitytheft.gov; 1-877-ID-THEFT (1-877-438-4338); and TTY: 1-866-653-4261. The Federal Trade Commission also encourages those who discover that their information has been misused to file a complaint with them. Consumers can obtain further information on how to file such a complaint by way of the contact information listed above. Consumers have the right to file a police report if they ever experience identity theft or fraud. Please note that in order to file a report with law enforcement for identity theft, consumers will likely need to provide some proof that they have been a victim. Instances of known or suspected identity theft should also be reported to law enforcement and the relevant state attorney general. This notice has not been delayed by law enforcement.

For District of Columbia residents, the District of Columbia Attorney General may be contacted at: 400 6th Street, NW, Washington, DC 20001; 1-202-442-9828; and oag.dc.gov.

For Maryland residents, the Maryland Attorney General may be contacted at: 200 St. Paul Place, 16th Floor, Baltimore, MD 21202; 1-410-576-6300 or 1-888-743-0023; and https://www.marylandattorneygeneral.gov/.

For New Mexico residents, consumers have rights pursuant to the Fair Credit Reporting Act, such as the right to be told if information in their credit file has been used against them, the right to know what is in their credit file, the right to ask for their credit score, and the right to dispute incomplete or inaccurate information. Further, pursuant to the Fair Credit Reporting Act, the consumer reporting bureaus must correct or delete inaccurate, incomplete, or unverifiable information; consumer reporting agencies may not report outdated negative information; access to consumers’ files is limited; consumers must give consent for credit reports to be provided to employers; consumers may limit “prescreened” offers of credit and insurance based on information in their credit report; and consumers may seek damages from violators. Consumers may have additional rights under the Fair Credit Reporting Act not summarized here. Identity theft victims and active-duty military personnel have specific additional rights pursuant to the Fair Credit Reporting Act. We encourage consumers to review their rights pursuant to the Fair Credit Reporting Act by visiting www.consumerfinance.gov/f/201504_cfpb_summary_your-rights-under-fcra.pdf, or by writing Consumer Response Center, Room 130-A, Federal Trade Commission, 600 Pennsylvania Ave NW, Washington, DC 20580.

For New York residents, the New York Attorney General may be contacted at: Office of the Attorney General, The Capitol, Albany, NY 12224-0341; 1-800-771-7755; or https://ag.ny.gov.

For North Carolina residents, the North Carolina Attorney General may be contacted at: 9001 Mail Service Center, Raleigh, NC 27699-9001; 1-877-566-7226 or 1-919-716-6000; and www.ncdoj.gov.

For Rhode Island residents, the Rhode Island Attorney General may be reached at: 150 South Main Street, Providence, RI 02903; 1-401-274-4400; and www.riag.ri.gov. Under Rhode Island law, individuals have the right to obtain any police report filed in regard to this event.
STEPS INDIVIDUALS CAN TAKE TO HELP PROTECT A MINOR DEPENDENT’S PERSONAL INFORMATION

Typically, credit reporting agencies do not have a credit report in a minor’s name. To find out if a minor has a credit report or to request a manual search for a minor’s Social Security number each credit bureau has its own process. To learn more about these processes or request these services, consumers may contact the credit bureaus by phone, writing, or online:
Equifax Experian TransUnion
https://www.equifax.com/personal/help/article-list/-/h/a/request-child-credit-report/
https://www.experian.com/help/minor-request.html
https://www.transunion.com/fraud-victim-resources/child-identity-theft

1-800-685-1111 1-888-397-3742 1-800-916-8800
P.O. Box 105788
Atlanta, GA 30348-5788 P.O. Box 9554
Allen, TX 75013 P.O. Box 2000
Chester, PA 19016

To request information about the existence of a credit file in a minor’s name, search for a minor’s Social Security number, place a security freeze or fraud alert on a minor’s credit report (if one exists), or request a copy of a minor’s credit report consumers may be required to provide the following information:
● A copy of their driver’s license or another government issued identification card, such as a state identification card, etc.;
● Proof of address, such as a copy of a bank statement, utility bill, insurance statement, etc.;
● A copy of the minor’s birth certificate;
● A copy of the minor’s Social Security card;
● The minor’s full name, including middle initial and generation, such as JR, SR, II, III, etc.;
● The minor’s date of birth; and
● The minor’s previous addresses for the past two years.

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