Filing A Personal Injury Claim in Concord, NC

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Filing A Personal Injury Claim in Concord, NC

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Concord is a town in Cabarrus County, North Carolina. It’s part of the Charlotte metropolitan area, one of the fastest-growing regions in the United States. Concord is home to approximately 107,000 residents, and it’s located about 20 miles north of Charlotte.

Concord has a rich history and is home to many historic sites, including the Cabarrus County Courthouse, which is listed on the National Register of Historic Places. Concord is also home to the Concord Mills Mall, which is one of the biggest malls in North Carolina. This mall features more than 200 stores, including Bass Pro Shops Outdoor World, and is off of I-85.

As fun and exciting as these attractions may be, you may be entitled to compensation for your injuries if you have been hurt in a car accident, slip and fall, or any other personal injury situation checking out one of these Concord destinations. The personal injury attorneys at The Law Offices of Jason E. Taylor have represented North Carolina clients for over 25 years. We have years of experience helping people recover the compensation they deserve. We will work hard to ensure you get the best possible outcome for your case.

an injured man meeting with legal team to file a personal injury claim

What is a Personal Injury Claim?

A personal injury claim is a civil lawsuit brought in the name of an injured person. The person injured is called the plaintiff, and the person who caused the injury is called the defendant.

Personal Injury Law in North Carolina

Personal injury law is a legal field that deals with accidents and injuries. When a person is injured due to the fault of another person, they can make a claim or file a lawsuit against them to seek compensation for their losses.

A personal injury lawyer will represent you and handle all aspects of your case from start to finish, including but not limited to the following:

  • Collecting evidence, witnesses’ statements, and medical records related to your accident/injury;
  • Negotiating with insurance companies on your behalf; and
  • Appearing in court on your behalf, if necessary.

Common Types of Personal Injury Claims in Concord, NC

The most common personal injury claims that occur in Concord include the following:

Personal Injury Claim form with pen and glasses on a table at a law firm

What Can a Concord Personal Injury Lawyer Do For Me?

While a Concord personal injury lawyer can help in many ways, here are some of the most important ones:

Provide Legal Advice

You may have concerns about your rights and how to proceed with them. Our Concord personal injury lawyers will be able to advise you on whether or not you have a case and what sort of outcome would be best for you.

Negotiate With the Insurance Company

If you’re dealing with an insurance company, one of their representatives will likely contact you directly after an accident. While this person may seem friendly at first, they’re actually there for the sole purpose of trying to settle your claim for as little money as possible—which means that they don’t care about your best interests at all!

Having an experienced attorney by your side who knows how these types of negotiations work can mean all the difference in getting fair compensation from an insurance company.

Represent Personal Injury Victims in Court If Necessary

An attorney is also prepared to represent clients when needed—from negotiating settlements through mediation to jury trial, if necessary (in which case they will make sure everything goes by the Rules of Civil Procedure).

Damages You Could Receive in a Personal Injury Case

The amount of damages you could receive in a personal injury case depends on the specifics of your case, but there are a few common ones you should know.

Pain and Suffering

This is an intangible measure that can’t be quantified with any number. It describes the pain, discomfort, and emotional distress associated with an injury or illness.

Lost Wages

If another party’s negligence caused your injury and you were written out of work due to your injuries by your medical provider, they might be responsible for compensating you for lost wages resulting from your inability to work.

The amount of money awarded depends on how long it takes before you’re able to return to full-time employment status—the more time it takes, the higher the payout should be.

Medical Expenses

You might be eligible for compensation if the injury or illness led to medical expenses. This includes treatment and hospital bills, along with any other related costs that you’ve incurred. The amount of money awarded depends on how much medical care was needed due to the incident. For example, did you just need to get checked out and are okay, or did you need ongoing treatment like physical therapy.  

Side View Of Injured Man With Bandage Hand Filling Insurance Claim Form On Clipboard for his personal injuries

Seek Legal Representation From a Concord Personal Injury Attorney at The Law Offices of Jason E. Taylor Today

The best way to ensure you receive the most compensation possible is to retain a personal injury attorney, usually at no up-front cost to you. An experienced attorney will know the legal process and how to maximize your recovery.

The personal injury lawyer will be your advocate during this time. They will work on your behalf to get you the best possible outcome for your case, whether it’s settling or going to trial. They’re also there if something goes wrong with the insurance company, such as them refusing to pay out all of what they owe you after winning at trial.

If you’ve been injured in an accident and need to file a personal injury claim, contact our Concord, North Carolina, law firm today. We will help you get the compensation you deserve.

130 Church St NE
Concord, NC 28025

Phone: (704) 787-9419
Toll Free: (800) 351-3008

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120 3rd St NE
Hickory, NC 28601

Phone: (828) 327-9004
Toll Free: (800) 351-3008

301 S McDowell St #1016
Charlotte, NC 28204

Phone: (704) 676-1093
Toll Free: (800) 351-3008

130 Church St NE
Concord, NC 28025

Phone: (704) 787-9419
Toll Free: (800) 351-3008

1348 Ebenezer Rd Suite 103
Rock Hill, SC 29732

Phone: (803) 980-5300
Toll Free: (800) 351-3008

The Law Offices of
Jason E. Taylor, P.C.
Concord Injury Lawyers & Attorneys at Law

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Notice of Data Security Event
Updated March 28, 2025

The Law Offices of Jason E. Taylor is providing notice of an event that may affect certain individuals’ information. Although we have no indication of identity theft or fraud in relation to this event, we are providing information about the event, our response, and additional measures individuals can take to help protect their information, should they feel it appropriate to do so.

What Happened? On October 28, 2024, The Law Offices of Jason E. Taylor identified suspicious activity related to our email system. We quickly took steps to investigate and determined that an unknown actor may have accessed certain emails within our email system between August 7 and November 7, 2024. We then conducted a comprehensive review of the potentially affected emails and attachments to determine what information was contained therein and to whom the information related, which was completed on February 25, 2025. Unfortunately, we were unable to verify the addresses of certain affected individuals, so we are providing this notice to ensure potentially affected individuals receive information about the event.

What Information Was Involved? The information affected may include individuals’ Social Security number, driver’s license and state ID information, financial account number, and health information.

What We Are Doing. We are notifying individuals about this matter and providing guidance about free resources that are available to assist with monitoring relevant accounts, credit reports, and how to place a fraud alert or security freeze on one’s credit file. Further, as with our typical security practices, we will continue to evaluate our policies, procedures, staff training, and technical security measures to reduce the likelihood of an event like this reoccurring.

What Individuals Can Do. We encourage you to remain vigilant against incidents of identity theft and fraud by reviewing your account statements and monitoring your free credit reports for suspicious activity and to detect errors. We also recommend you review the below “Steps Individuals Can Take To Help Protect Personal Information”.

For More Information. If individuals have questions about this matter, we have a dedicated assistance line with agents ready to answer their questions. Please contact our toll-free dedicated assistance line at 1-800-939-4170, Monday through Friday from 9 a.m. through 9 p.m., excluding holidays. You may also write to us at The Law Offices of Jason E. Taylor, Attn: Compliance, P.O. Box 2688, Hickory, NC 28603.

Sincerely,

The Law Offices of Jason E. Taylor

STEPS INDIVIDUALS CAN TAKE TO HELP PROTECT PERSONAL INFORMATION

Monitor Your Accounts

Under U.S. law, a consumer is entitled to one free credit report annually from each of the three major credit reporting bureaus, Equifax, Experian, and TransUnion. To order a free credit report, visit www.annualcreditreport.com or call, toll-free, 1-877-322-8228. Consumers may also directly contact the three major credit reporting bureaus listed below to request a free copy of their credit report.

Consumers have the right to place an initial or extended “fraud alert” on a credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer’s credit file. Upon seeing a fraud alert display on a consumer’s credit file, a business is required to take steps to verify the consumer’s identity before extending new credit. If consumers are the victim of identity theft, they are entitled to an extended fraud alert, which is a fraud alert lasting seven years. Should consumers wish to place a fraud alert, please contact any of the three major credit reporting bureaus listed below.

As an alternative to a fraud alert, consumers have the right to place a “credit freeze” on a credit report, which will prohibit a credit bureau from releasing information in the credit report without the consumer’s express authorization. The credit freeze is designed to prevent credit, loans, and services from being approved in a consumer’s name without consent. However, consumers should be aware that using a credit freeze to take control over who gets access to the personal and financial information in their credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application they make regarding a new loan, credit, mortgage, or any other account involving the extension of credit. Pursuant to federal law, consumers cannot be charged to place or lift a credit freeze on their credit report. To request a credit freeze, individuals may need to provide some or all of the following information:

1. Full name (including middle initial as well as Jr., Sr., II, III, etc.);
2. Social Security number;
3. Date of birth;
4. Addresses for the prior two to five years;
5. Proof of current address, such as a current utility bill or telephone bill;
6. A legible photocopy of a government-issued identification card (state driver’s license or ID card, etc.); and
7. A copy of either the police report, investigative report, or complaint to a law enforcement agency concerning identity theft if they are a victim of identity theft.

Should consumers wish to place a credit freeze or fraud alert, please contact the three major credit reporting bureaus listed below:

Equifax Experian TransUnion
https://www.equifax.com/personal/credit-report-services/ https://www.experian.com/help/

https://www.transunion.com/credit-help
1-888-298-0045 1-888-397-3742 1-800-916-8800
Equifax Fraud Alert, P.O. Box 105069 Atlanta, GA 30348-5069 Experian Fraud Alert, P.O. Box 9554, Allen, TX 75013 TransUnion Fraud Alert, P.O. Box 2000, Chester, PA 19016
Equifax Credit Freeze, P.O. Box 105788 Atlanta, GA 30348-5788 Experian Credit Freeze, P.O. Box 9554, Allen, TX 75013 TransUnion Credit Freeze, P.O. Box 160, Woodlyn, PA 19094

Additional Information

Consumers may further educate themselves regarding identity theft, fraud alerts, credit freezes, and the steps they can take to protect their personal information by contacting the consumer reporting bureaus, the Federal Trade Commission, or their state attorney general. The Federal Trade Commission may be reached at: 600 Pennsylvania Ave NW, Washington, DC 20580; www.identitytheft.gov; 1-877-ID-THEFT (1-877-438-4338); and TTY: 1-866-653-4261. The Federal Trade Commission also encourages those who discover that their information has been misused to file a complaint with them. Consumers can obtain further information on how to file such a complaint by way of the contact information listed above. Consumers have the right to file a police report if they ever experience identity theft or fraud. Please note that in order to file a report with law enforcement for identity theft, consumers will likely need to provide some proof that they have been a victim. Instances of known or suspected identity theft should also be reported to law enforcement and the relevant state attorney general. This notice has not been delayed by law enforcement.

For District of Columbia residents, the District of Columbia Attorney General may be contacted at: 400 6th Street, NW, Washington, DC 20001; 1-202-442-9828; and oag.dc.gov.

For Maryland residents, the Maryland Attorney General may be contacted at: 200 St. Paul Place, 16th Floor, Baltimore, MD 21202; 1-410-576-6300 or 1-888-743-0023; and https://www.marylandattorneygeneral.gov/.

For New Mexico residents, consumers have rights pursuant to the Fair Credit Reporting Act, such as the right to be told if information in their credit file has been used against them, the right to know what is in their credit file, the right to ask for their credit score, and the right to dispute incomplete or inaccurate information. Further, pursuant to the Fair Credit Reporting Act, the consumer reporting bureaus must correct or delete inaccurate, incomplete, or unverifiable information; consumer reporting agencies may not report outdated negative information; access to consumers’ files is limited; consumers must give consent for credit reports to be provided to employers; consumers may limit “prescreened” offers of credit and insurance based on information in their credit report; and consumers may seek damages from violators. Consumers may have additional rights under the Fair Credit Reporting Act not summarized here. Identity theft victims and active-duty military personnel have specific additional rights pursuant to the Fair Credit Reporting Act. We encourage consumers to review their rights pursuant to the Fair Credit Reporting Act by visiting www.consumerfinance.gov/f/201504_cfpb_summary_your-rights-under-fcra.pdf, or by writing Consumer Response Center, Room 130-A, Federal Trade Commission, 600 Pennsylvania Ave NW, Washington, DC 20580.

For New York residents, the New York Attorney General may be contacted at: Office of the Attorney General, The Capitol, Albany, NY 12224-0341; 1-800-771-7755; or https://ag.ny.gov.

For North Carolina residents, the North Carolina Attorney General may be contacted at: 9001 Mail Service Center, Raleigh, NC 27699-9001; 1-877-566-7226 or 1-919-716-6000; and www.ncdoj.gov.

For Rhode Island residents, the Rhode Island Attorney General may be reached at: 150 South Main Street, Providence, RI 02903; 1-401-274-4400; and www.riag.ri.gov. Under Rhode Island law, individuals have the right to obtain any police report filed in regard to this event.
STEPS INDIVIDUALS CAN TAKE TO HELP PROTECT A MINOR DEPENDENT’S PERSONAL INFORMATION

Typically, credit reporting agencies do not have a credit report in a minor’s name. To find out if a minor has a credit report or to request a manual search for a minor’s Social Security number each credit bureau has its own process. To learn more about these processes or request these services, consumers may contact the credit bureaus by phone, writing, or online:
Equifax Experian TransUnion
https://www.equifax.com/personal/help/article-list/-/h/a/request-child-credit-report/
https://www.experian.com/help/minor-request.html
https://www.transunion.com/fraud-victim-resources/child-identity-theft

1-800-685-1111 1-888-397-3742 1-800-916-8800
P.O. Box 105788
Atlanta, GA 30348-5788 P.O. Box 9554
Allen, TX 75013 P.O. Box 2000
Chester, PA 19016

To request information about the existence of a credit file in a minor’s name, search for a minor’s Social Security number, place a security freeze or fraud alert on a minor’s credit report (if one exists), or request a copy of a minor’s credit report consumers may be required to provide the following information:
● A copy of their driver’s license or another government issued identification card, such as a state identification card, etc.;
● Proof of address, such as a copy of a bank statement, utility bill, insurance statement, etc.;
● A copy of the minor’s birth certificate;
● A copy of the minor’s Social Security card;
● The minor’s full name, including middle initial and generation, such as JR, SR, II, III, etc.;
● The minor’s date of birth; and
● The minor’s previous addresses for the past two years.

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