If you are injured while at work, you may be wondering if workers’ compensation will help cover your lost wages. The answer to this question is unfortunately not a simple one, as it depends on various factors.
In this blog post, we will explore some things that will determine whether or not an injured worker can receive compensation for lost wages. If you have been injured at work, it is important to contact an experienced workers’ compensation lawyer at The Law Offices of Jason E. Taylor today. A lawyer can help you file a workers’ comp claim, understand your rights and options, and can fight for the full benefits that you are entitled to.
North Carolina’s Workers’ Compensation System
To understand how workers’ compensation works in Greenville, it is first important to understand a bit about North Carolina’s workers’ compensation system. In North Carolina, employers must carry workers’ compensation insurance for their employees. This insurance is designed to help cover the costs of medical treatment and lost wages if an employee is injured while on the job. Greenville is a great place for employees to get the benefits they are entitled to after being injured.
To receive workers’ compensation benefits, you must file a claim with the North Carolina Industrial Commission. After your claim is reviewed, the insurance company will determine whether or not you are eligible for benefits.
What to Do After a Work-Related Injury in Greenville, North Carolina
If you have been injured while at work, you should first seek medical attention. Once a doctor has seen you, you will need to notify your employer of the injury. You will then need to file a Claim for Compensation with the North Carolina Industrial Commission.
It is also important to keep any medical bills, records, and receipts for other expenses incurred due to your injuries. Your lawyer will use this evidence to build your case with the workers’ compensation insurance carrier.
Filing Workers’ Compensation Claims in Greenville
You can file your claim online or by mail. Be sure to include all relevant information, such as your name, address, phone number, employer’s name and address, and the date of the injury. You will also need to describe the injury and how it occurred.
If your claim is approved, you will begin receiving benefits within a few weeks. If your claim is denied, you will have the opportunity to appeal the decision.
Workers’ Compensation Benefits Availaible in Greenville, North Carolina
In general, workers’ compensation will cover the costs of medical treatment and lost wages. However, there are some exceptions. For example, if your own negligence caused your injury, you may not be eligible for benefits. Additionally, if you were injured while engaging in illegal activity, you will not qualify for benefits.
Workers’ compensation is a complex system, and it can be difficult to navigate on your own. If you have been injured while at work, we encourage you to contact an experienced workers’ compensation attorney in Greenville who can help you understand your rights and options.
Wage Replacement Benefits Covered by Workers’ Compensation in Greenville
If your workers’ compensation claim is approved, you will be eligible for wage replacement benefits. These benefits are designed to help you cover the costs of lost wages while you cannot work. The amount of these benefits will depend on various factors, including your average weekly wage and the severity of your injury.
Temporary Partial Disability Benefits (TPD)
If your injury prevents you from working, but you can still perform some work-related tasks, you may be eligible for temporary partial disability benefits. These benefits will replace a portion of your lost wages.
Temporary Total Disability Benefits (TTD)
If your injury prevents you from working entirely, you may be eligible for temporary total disability benefits, which provide income replacement for a set period of time while you are recovering from your injuries. The amount of these benefits is based on your average weekly wage, and they are typically paid on a bi-weekly basis.
Permanent Partial Disability Benefits (PPD)
If your injury results in a permanent partial disability, you may be eligible for permanent partial disability benefits. These benefits are designed to compensate you for the loss of earning capacity caused by your injury.
Permanent Total Disability Benefits (PTD)
If you are completely unable to work due to your injury, you may be eligible for permanent total disability benefits. These benefits will replace your lost wages until you can return to work or reach retirement age.
Other Benefits Available Under Workers’ Compensation in Greenville, North Carolina
In addition to wage replacement benefits, you may also be eligible for other benefits, such as medical expenses and vocational rehabilitation.
If your injury requires medical treatment, you may be eligible for coverage of those costs under workers’ compensation. This can include the costs of hospitalization, surgery, medication, and physical therapy.
If your injury prevents you from returning to your previous job, you may be eligible for vocational rehabilitation. This can include job training and education to help you find a new job suited to your abilities.
How Long Can I Receive Workers’ Comp Benefits in Greenville, North Carolina?
The length of time you can receive workers’ compensation benefits will depend on the severity of your injury and your ability to return to work. In general, temporary disability benefits are paid until you reach maximum medical improvement. Permanent disability benefits are typically paid until you reach retirement age.
Contact an Experienced Greenville, NC Workers’ Comp Lawyer Today
Under North and South Carolina workers’ compensation laws, injured workers deserve to get the full benefits they are entitled to. If you have been injured at work, don’t hesitate to contact an experienced attorney.
At The Law Offices of Jason E. Taylor, we value the attorney-client relationship. We work hard to get you the compensation you deserve so you can focus on your recovery and get back to work as soon as possible.