According to the North Carolina Department of Transportation, there were over 1,800 accidents in Hickory in 2021. It can be hard to know where to start if you’re involved in an accident. Insurance claims are a complex process, and there are a lot of details that you need to keep in mind.
You might be worried about how much time it will take or if your claim will even be approved. But the truth is that you don’t have to do it alone. You can contact a team of experienced personal injury attorneys ready to help you through this difficult time.
At the Law Offices of Jason E. Taylor, our Hickory Car Accident Attorneys have over 25 years of experience handling auto accident claims. We’ve helped many people with similar cases and know what’s needed to ensure you get compensation for any injuries or damages from the accident.
What Should I Tell Allstate After a Car Accident?
Many Americans are familiar with the insurance company Allstate. It currently holds 113 million proprietary insurance policies and is known for its slogan, “Are you in good hands?” Like many insurance companies, Allstate has a bottom line to protect, and they do so by denying claims from accident victims.
Car insurance companies like Allstate ask injured drivers or passengers for as much detail as possible. After the accident, an insurance adjuster will contact you to ask questions about the collision. You should always speak to a skilled personal injury attorney before giving a statement to the other driver’s insurance company.
The insurance adjuster will likely ask you the following questions:
- Where did the accident happen?
- What time was it, and how long did it take for the police to arrive?
- Who was involved in the accident?
- Did anyone get injured?
- Who was at fault?
- Do you have any photos of the scene?
- Do you have any witness statements?
Remember, you are not obligated to speak to the adjuster —and you should not talk to the adjuster without first consulting with a personal injury attorney.
The North Carolina Car Insurance Process
Seeking compensation from any car insurance company, including Allstate, can quickly become complicated. Some steps of the process include:
- A thorough investigation of the details surrounding the collision
- Legal research into relevant North Carolina personal injury and car insurance laws
- Gathering evidence such as police records and witness testimony
- Deposing witnesses to the accident
- Preparing a statement of damages and the costs of medical treatment or lost wages
- Submitting the claim to Allstate for review
You should only provide information that is relevant to your injury case. You should not provide information that is irrelevant or personal. You may also want to consult with an attorney who can review your claim and advise you on what information is relevant and necessary for the insurance company’s investigation.
What Happens if Allstate Denies My Claim?
You should speak with an attorney if the insurance company denies your claim. You may want to file a lawsuit against Allstate to recover the money owed to you for medical bills, lost wages, and pain and suffering caused by the accident.
If you’ve been injured in an accident in Hickory, North Carolina, you shouldn’t have to deal with the stress of dealing with an insurance company. You should be able to focus on recovering from your injuries to move forward and get your life back on track. Contact the Hickory Car Accident Attorneys at The Law Offices of Jason E. Taylor today for a free consultation about your case.