Despite how famous and widely known Allstate is, its reputation as a leading car insurance provider has declined in recent years. As one of the largest insurers in the industry, the company puts injured victims through a lengthy claims process that often leaves them without the compensation they deserve.
If you’ve been injured in a Concord car accident, you could be entitled to compensation from Allstate. Contact The Law Offices of Jason E. Taylor today for a free consultation and learn how our car accident lawyers can help you get the financial support you need.
Allstate Auto Insurance Accident Claim Challenges in Concord, NC
As a car accident victim, you have the right to recover compensation for your losses. However, recovering compensation requires strict compliance with the insurer’s policies and procedures. Allstate, like many large insurers, involves filling out the correct forms and listing the details of your damages.
As with any accident claim, you must support your claim with documentation regarding the cause of the collision, the injuries you’ve suffered, the medical treatment you’ve received, and other relevant information. Unfortunately, even when all this information is provided, the claims process may not be as easy as it seems.
The insurance adjuster assigned to your case will analyze every piece of your claim, looking for reasons to reject your claim or reduce the settlement offer. Insurance adjusters are trained to know tricks and tactics they can use to discourage you from pursuing your rights. The adjuster may tell you:
- The policyholder was not at fault
- Your injuries aren’t severe enough to warrant compensation
- You were at fault for the accident
- Their initial offer is the most you’re entitled to
- Litigation isn’t worth the time or money
At The Law Offices of Jason E. Taylor, we know the truth. We know that insurance companies will try to intimidate you and convince you that their offer is fair. But oftentimes it’s not.
The average insurance settlement is only a fraction of what an experienced attorney can get for you. We can help you get the compensation you deserve so you can focus on recovering from your injuries rather than worrying about how to pay medical bills.
Compensation From an Allstate Car Accident Claim
The compensation you can receive from an Allstate car accident claim is based on the severity of your injuries and how much money those injuries cost to treat.
In general, the more severe an injury is and the longer it takes to heal, the higher your settlement will be. If you are permanently disabled or disfigured, you may be entitled to additional compensation for those permanent injuries.
When you hire a lawyer that understands the tricks insurance representatives use to fight your claim, you increase your likelihood of receiving a fair settlement. With the help of legal counsel, you may be able to recover the following:
- Medical costs
- Lost income
- Pain and suffering
- Emotional anguish
- Scarring and disfigurement
If you’ve lost a loved one, you may also be entitled to compensation for funeral expenses and loss of companionship and support. If you’re ready to file a claim against the at-fault driver, contact an experienced attorney today.
How Long Does Allstate Take to Settle Claims in Concord?
Typically the length of time it takes to resolve a case depends on your recovery. Whether or not liability is accepted is another factor into how long it will take to finalize your claim. For example, if you have a dispute with the insurance company over who’s at fault or whether your injuries are a result of the collision, it can take much longer to resolve your case. You should also be wary of a settlement offer that comes too fast. Always contact a lawyer if there’s any question about the validity of your claim or if you’re not receiving fair treatment from Allstate representatives.
Why You Should Wait to Make a Statement or Submit a Medical Release to Allstate
When you make a statement or give a release to Allstate, it’s important to know that the insurer can use those items against you. If you say one thing but change your opinion about how the accident happened later, the insurance company can use this discrepancy as an excuse not to pay out on your claim.
Before you give a statement or sign a release, it’s best to wait until you’ve talked to an attorney. Your lawyer can help you decide what statements or releases are appropriate for the situation and advise how to make the most beneficial decisions for your claim.
Contact The Law Offices of Jason E. Taylor in Concord, NC Today
If you’re injured in an accident, the last thing you want is to be caught up in legal wranglings. In addition to dealing with pain from your injuries, you may have many questions about what happened and how it will affect your case. The last thing you need is more stress and worry about whether or not your insurance company will pay for damages caused by their insured driver.
The Law Offices of Jason E. Taylor can help you get the compensation you deserve for your injuries. Our car accident attorneys will fight to recover lost wages, medical expenses, and other damages related to your car accident claim. We work on a contingency basis, which means we don’t get paid unless you do. Contact us today for a free consultation.