Allstate Auto Insurance Claims in Concord, NC

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Allstate Auto Insurance Claims in Concord, NC

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Despite how famous and widely known Allstate is, its reputation as a leading car insurance provider has declined in recent years. As one of the largest insurers in the industry, the company puts injured victims through a lengthy claims process that often leaves them without the compensation they deserve.

If you’ve been injured in a Concord car accident, you could be entitled to compensation from Allstate. Contact The Law Offices of Jason E. Taylor today for a free consultation and learn how our car accident lawyers can help you get the financial support you need.

insurance adjuster Taking A Photo Of The Car After A Traffic Accident

Allstate Auto Insurance Accident Claim Challenges in Concord, NC

As a car accident victim, you have the right to recover compensation for your losses. However, recovering compensation requires strict compliance with the insurer’s policies and procedures. Allstate, like many large insurers, involves filling out the correct forms and listing the details of your damages. 

As with any accident claim, you must support your claim with documentation regarding the cause of the collision, the injuries you’ve suffered, the medical treatment you’ve received, and other relevant information. Unfortunately, even when all this information is provided, the claims process may not be as easy as it seems.

The insurance adjuster assigned to your case will analyze every piece of your claim, looking for reasons to reject your claim or reduce the settlement offer. Insurance adjusters are trained to know tricks and tactics they can use to discourage you from pursuing your rights. The adjuster may tell you: 

  • The policyholder was not at fault
  • Your injuries aren’t severe enough to warrant compensation
  • You were at fault for the accident
  • Their initial offer is the most you’re entitled to 
  • Litigation isn’t worth the time or money

At The Law Offices of Jason E. Taylor, we know the truth. We know that insurance companies will try to intimidate you and convince you that their offer is fair. But oftentimes it’s not.

The average insurance settlement is only a fraction of what an experienced attorney can get for you. We can help you get the compensation you deserve so you can focus on recovering from your injuries rather than worrying about how to pay medical bills.

Compensation From an Allstate Car Accident Claim

The compensation you can receive from an Allstate car accident claim is based on the severity of your injuries and how much money those injuries cost to treat.

In general, the more severe an injury is and the longer it takes to heal, the higher your settlement will be. If you are permanently disabled or disfigured, you may be entitled to additional compensation for those permanent injuries. 

When you hire a lawyer that understands the tricks insurance representatives use to fight your claim, you increase your likelihood of receiving a fair settlement. With the help of legal counsel, you may be able to recover the following:

  • Medical costs
  • Lost income
  • Pain and suffering
  • Emotional anguish
  • Scarring and disfigurement

If you’ve lost a loved one, you may also be entitled to compensation for funeral expenses and loss of companionship and support. If you’re ready to file a claim against the at-fault driver, contact an experienced attorney today.

Woman Phoning her insurance company For Help After Car Windshield Has Broken in a car accident

How Long Does Allstate Take to Settle Claims in Concord?

Typically the length of time it takes to resolve a case depends on your recovery.  Whether or not liability is accepted is another factor into how long it will take to finalize your claim. For example, if you have a dispute with the insurance company over who’s at fault or whether your injuries are a result of the collision, it can take much longer to resolve your case. You should also be wary of a settlement offer that comes too fast. Always contact a lawyer if there’s any question about the validity of your claim or if you’re not receiving fair treatment from Allstate representatives.

Why You Should Wait to Make a Statement or Submit a Medical Release to Allstate

When you make a statement or give a release to Allstate, it’s important to know that the insurer can use those items against you. If you say one thing but change your opinion about how the accident happened later, the insurance company can use this discrepancy as an excuse not to pay out on your claim.

Before you give a statement or sign a release, it’s best to wait until you’ve talked to an attorney. Your lawyer can help you decide what statements or releases are appropriate for the situation and advise how to make the most beneficial decisions for your claim.

Contact The Law Offices of Jason E. Taylor in Concord, NC Today

If you’re injured in an accident, the last thing you want is to be caught up in legal wranglings. In addition to dealing with pain from your injuries, you may have many questions about what happened and how it will affect your case. The last thing you need is more stress and worry about whether or not your insurance company will pay for damages caused by their insured driver.

The Law Offices of Jason E. Taylor can help you get the compensation you deserve for your injuries. Our car accident attorneys will fight to recover lost wages, medical expenses, and other damages related to your car accident claim. We work on a contingency basis, which means we don’t get paid unless you do. Contact us today for a free consultation.

130 Church St NE
Concord, NC 28025

Phone: (704) 787-9419
Toll Free: (800) 351-3008

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120 3rd St NE
Hickory, NC 28601

Phone: (828) 327-9004
Toll Free: (800) 351-3008

301 S McDowell St #1016
Charlotte, NC 28204

Phone: (704) 676-1093
Toll Free: (800) 351-3008

130 Church St NE
Concord, NC 28025

Phone: (704) 787-9419
Toll Free: (800) 351-3008

1348 Ebenezer Rd Suite 103
Rock Hill, SC 29732

Phone: (803) 980-5300
Toll Free: (800) 351-3008

The Law Offices of
Jason E. Taylor, P.C.
Concord Injury Lawyers & Attorneys at Law

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Notice of Data Security Event
Updated March 28, 2025

The Law Offices of Jason E. Taylor is providing notice of an event that may affect certain individuals’ information. Although we have no indication of identity theft or fraud in relation to this event, we are providing information about the event, our response, and additional measures individuals can take to help protect their information, should they feel it appropriate to do so.

What Happened? On October 28, 2024, The Law Offices of Jason E. Taylor identified suspicious activity related to our email system. We quickly took steps to investigate and determined that an unknown actor may have accessed certain emails within our email system between August 7 and November 7, 2024. We then conducted a comprehensive review of the potentially affected emails and attachments to determine what information was contained therein and to whom the information related, which was completed on February 25, 2025. Unfortunately, we were unable to verify the addresses of certain affected individuals, so we are providing this notice to ensure potentially affected individuals receive information about the event.

What Information Was Involved? The information affected may include individuals’ Social Security number, driver’s license and state ID information, financial account number, and health information.

What We Are Doing. We are notifying individuals about this matter and providing guidance about free resources that are available to assist with monitoring relevant accounts, credit reports, and how to place a fraud alert or security freeze on one’s credit file. Further, as with our typical security practices, we will continue to evaluate our policies, procedures, staff training, and technical security measures to reduce the likelihood of an event like this reoccurring.

What Individuals Can Do. We encourage you to remain vigilant against incidents of identity theft and fraud by reviewing your account statements and monitoring your free credit reports for suspicious activity and to detect errors. We also recommend you review the below “Steps Individuals Can Take To Help Protect Personal Information”.

For More Information. If individuals have questions about this matter, we have a dedicated assistance line with agents ready to answer their questions. Please contact our toll-free dedicated assistance line at 1-800-939-4170, Monday through Friday from 9 a.m. through 9 p.m., excluding holidays. You may also write to us at The Law Offices of Jason E. Taylor, Attn: Compliance, P.O. Box 2688, Hickory, NC 28603.

Sincerely,

The Law Offices of Jason E. Taylor

STEPS INDIVIDUALS CAN TAKE TO HELP PROTECT PERSONAL INFORMATION

Monitor Your Accounts

Under U.S. law, a consumer is entitled to one free credit report annually from each of the three major credit reporting bureaus, Equifax, Experian, and TransUnion. To order a free credit report, visit www.annualcreditreport.com or call, toll-free, 1-877-322-8228. Consumers may also directly contact the three major credit reporting bureaus listed below to request a free copy of their credit report.

Consumers have the right to place an initial or extended “fraud alert” on a credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer’s credit file. Upon seeing a fraud alert display on a consumer’s credit file, a business is required to take steps to verify the consumer’s identity before extending new credit. If consumers are the victim of identity theft, they are entitled to an extended fraud alert, which is a fraud alert lasting seven years. Should consumers wish to place a fraud alert, please contact any of the three major credit reporting bureaus listed below.

As an alternative to a fraud alert, consumers have the right to place a “credit freeze” on a credit report, which will prohibit a credit bureau from releasing information in the credit report without the consumer’s express authorization. The credit freeze is designed to prevent credit, loans, and services from being approved in a consumer’s name without consent. However, consumers should be aware that using a credit freeze to take control over who gets access to the personal and financial information in their credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application they make regarding a new loan, credit, mortgage, or any other account involving the extension of credit. Pursuant to federal law, consumers cannot be charged to place or lift a credit freeze on their credit report. To request a credit freeze, individuals may need to provide some or all of the following information:

1. Full name (including middle initial as well as Jr., Sr., II, III, etc.);
2. Social Security number;
3. Date of birth;
4. Addresses for the prior two to five years;
5. Proof of current address, such as a current utility bill or telephone bill;
6. A legible photocopy of a government-issued identification card (state driver’s license or ID card, etc.); and
7. A copy of either the police report, investigative report, or complaint to a law enforcement agency concerning identity theft if they are a victim of identity theft.

Should consumers wish to place a credit freeze or fraud alert, please contact the three major credit reporting bureaus listed below:

Equifax Experian TransUnion
https://www.equifax.com/personal/credit-report-services/ https://www.experian.com/help/

https://www.transunion.com/credit-help
1-888-298-0045 1-888-397-3742 1-800-916-8800
Equifax Fraud Alert, P.O. Box 105069 Atlanta, GA 30348-5069 Experian Fraud Alert, P.O. Box 9554, Allen, TX 75013 TransUnion Fraud Alert, P.O. Box 2000, Chester, PA 19016
Equifax Credit Freeze, P.O. Box 105788 Atlanta, GA 30348-5788 Experian Credit Freeze, P.O. Box 9554, Allen, TX 75013 TransUnion Credit Freeze, P.O. Box 160, Woodlyn, PA 19094

Additional Information

Consumers may further educate themselves regarding identity theft, fraud alerts, credit freezes, and the steps they can take to protect their personal information by contacting the consumer reporting bureaus, the Federal Trade Commission, or their state attorney general. The Federal Trade Commission may be reached at: 600 Pennsylvania Ave NW, Washington, DC 20580; www.identitytheft.gov; 1-877-ID-THEFT (1-877-438-4338); and TTY: 1-866-653-4261. The Federal Trade Commission also encourages those who discover that their information has been misused to file a complaint with them. Consumers can obtain further information on how to file such a complaint by way of the contact information listed above. Consumers have the right to file a police report if they ever experience identity theft or fraud. Please note that in order to file a report with law enforcement for identity theft, consumers will likely need to provide some proof that they have been a victim. Instances of known or suspected identity theft should also be reported to law enforcement and the relevant state attorney general. This notice has not been delayed by law enforcement.

For District of Columbia residents, the District of Columbia Attorney General may be contacted at: 400 6th Street, NW, Washington, DC 20001; 1-202-442-9828; and oag.dc.gov.

For Maryland residents, the Maryland Attorney General may be contacted at: 200 St. Paul Place, 16th Floor, Baltimore, MD 21202; 1-410-576-6300 or 1-888-743-0023; and https://www.marylandattorneygeneral.gov/.

For New Mexico residents, consumers have rights pursuant to the Fair Credit Reporting Act, such as the right to be told if information in their credit file has been used against them, the right to know what is in their credit file, the right to ask for their credit score, and the right to dispute incomplete or inaccurate information. Further, pursuant to the Fair Credit Reporting Act, the consumer reporting bureaus must correct or delete inaccurate, incomplete, or unverifiable information; consumer reporting agencies may not report outdated negative information; access to consumers’ files is limited; consumers must give consent for credit reports to be provided to employers; consumers may limit “prescreened” offers of credit and insurance based on information in their credit report; and consumers may seek damages from violators. Consumers may have additional rights under the Fair Credit Reporting Act not summarized here. Identity theft victims and active-duty military personnel have specific additional rights pursuant to the Fair Credit Reporting Act. We encourage consumers to review their rights pursuant to the Fair Credit Reporting Act by visiting www.consumerfinance.gov/f/201504_cfpb_summary_your-rights-under-fcra.pdf, or by writing Consumer Response Center, Room 130-A, Federal Trade Commission, 600 Pennsylvania Ave NW, Washington, DC 20580.

For New York residents, the New York Attorney General may be contacted at: Office of the Attorney General, The Capitol, Albany, NY 12224-0341; 1-800-771-7755; or https://ag.ny.gov.

For North Carolina residents, the North Carolina Attorney General may be contacted at: 9001 Mail Service Center, Raleigh, NC 27699-9001; 1-877-566-7226 or 1-919-716-6000; and www.ncdoj.gov.

For Rhode Island residents, the Rhode Island Attorney General may be reached at: 150 South Main Street, Providence, RI 02903; 1-401-274-4400; and www.riag.ri.gov. Under Rhode Island law, individuals have the right to obtain any police report filed in regard to this event.
STEPS INDIVIDUALS CAN TAKE TO HELP PROTECT A MINOR DEPENDENT’S PERSONAL INFORMATION

Typically, credit reporting agencies do not have a credit report in a minor’s name. To find out if a minor has a credit report or to request a manual search for a minor’s Social Security number each credit bureau has its own process. To learn more about these processes or request these services, consumers may contact the credit bureaus by phone, writing, or online:
Equifax Experian TransUnion
https://www.equifax.com/personal/help/article-list/-/h/a/request-child-credit-report/
https://www.experian.com/help/minor-request.html
https://www.transunion.com/fraud-victim-resources/child-identity-theft

1-800-685-1111 1-888-397-3742 1-800-916-8800
P.O. Box 105788
Atlanta, GA 30348-5788 P.O. Box 9554
Allen, TX 75013 P.O. Box 2000
Chester, PA 19016

To request information about the existence of a credit file in a minor’s name, search for a minor’s Social Security number, place a security freeze or fraud alert on a minor’s credit report (if one exists), or request a copy of a minor’s credit report consumers may be required to provide the following information:
● A copy of their driver’s license or another government issued identification card, such as a state identification card, etc.;
● Proof of address, such as a copy of a bank statement, utility bill, insurance statement, etc.;
● A copy of the minor’s birth certificate;
● A copy of the minor’s Social Security card;
● The minor’s full name, including middle initial and generation, such as JR, SR, II, III, etc.;
● The minor’s date of birth; and
● The minor’s previous addresses for the past two years.

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