What to do After a Motorcycle Accident If You Don’t Have Insurance in Hickory NC

What to do After a Motorcycle Accident If You Don't Have Insurance in Hickory, NC

Riding your motorcycle in Hickory can be a great experience. The weather is usually good, and the scenery is beautiful. However, accidents can happen anywhere, anytime. If you are involved in a motorcycle accident and don’t have insurance, there are some things you should do.

At The Law Offices of Jason E. Taylor, we have years of experience helping motorcycle accident victims seek justice for their injuries. If you don’t have insurance, we can help you explore your options and work to get you the compensation you deserve. Contact a personal injury attorney today for a free initial consultation.

Is Motorcycle Insurance Required in North Carolina? 

Yes, motorcycle insurance, like car insurance, is required in North Carolina. If you are found at fault for an accident without the minimum amount of bodily injury liability coverage, you could be held liable for the other person’s damages. If the injured party decides to sue you, you will also be responsible for your legal fees.

Steps to Take After a Hickory Motorcycle Accident If You Don’t Have Insurance

If you are involved in a motorcycle accident and don’t have insurance, you should first call the police. Getting a police report to have documentation of the accident is important. You should also exchange information with the other driver, including your name, address, phone number, and insurance information. If there are any witnesses to the accident, you should also get their contact information.

The next step is to contact an experienced personal injury lawyer with experience handling personal injury claims related to motorcycle accidents. A lawyer can help you understand your rights and options. They can also negotiate with the other driver’s insurance company on your behalf. If you don’t have insurance, you may be able to get a settlement from the other driver’s insurance company. However, if the other driver doesn’t have insurance, you may have to file a lawsuit to get the compensation you deserve.

What Are the Penalties for Not Having Motorcycle Insurance in North Carolina?

Riding without insurance is considered a misdemeanor in North Carolina, which can lead to jail time or fines, and possible license suspension.

Why Should I Hire a Motorcycle Accident Lawyer for My Hickory Accident? 

If you’ve been in a motorcycle accident, you may be facing serious injuries and damages. An experienced lawyer can help you get the compensation you deserve. At The Law Offices of Jason E. Taylor, we handle all of the paperwork and negotiations with insurance companies for motorcycle crash victims. We ensure that you can focus on your recovery while we handle the rest.

What Compensation Can I Recover for a Hickory Motorcycle Accident?

If you’ve been in a motorcycle accident, you may be entitled to compensation for your:

  • Medical bills – this includes hospitalization, surgery, medication, and rehabilitation
  • Lost wages – if you are unable to work due to your injuries
  • Pain and suffering – this includes physical pain, emotional distress, and loss of enjoyment of life
  • Property damage – this includes the cost to repair or replace your motorcycle

If you’ve been in a motorcycle accident in Hickory, NC, contact the Law Offices of Jason E. Taylor. An experienced motorcycle accident lawyer will fight for the maximum compensation possible.

Can I Still Recover Compensation If I’m Partially At Fault for the Accident?

Unfortunately, no. You cannot recover compensation if you are partially at fault. North Carolina follows the rule of contributory negligence. This means that if you are even one percent at fault for a car crash or motorcycle accident, you cannot recover any compensation from the other driver.

What If the Driver Who Hit Me Doesn’t Have Insurance?

If you are hit by an uninsured driver and have uninsured motorist coverage (UM coverage), you could make a claim against your own insurance company for your medical bills, lost wages, and pain and suffering damages. Our experienced motorcycle accident lawyers can help you navigate the UM claims process to ensure that you are receiving the maximum amount of compensation from your insurance company.

 Who Pays for My Medical Expenses If I Don’t Have Motorcycle Insurance?

If you’re injured in a motorcycle accident and don’t have insurance, you may be able to get your medical expenses paid by the other driver’s insurance company, as long as you were not at fault for causing the accident. If the other driver also doesn’t have insurance, you could use your health insurance to cover your medical bills. However, you may end up having to pay some of the costs out-of-pocket.

Get Help From a Hickory, NC Lawyer for Your Motorcycle Accident Case

Whether you were in a car accident or motorcycle accident, it is important to get help from an experienced attorney. The Charlotte attorneys at The Law Offices of Jason E. Taylor have years of experience handling personal injury cases, including motorcycle accidents.

We value the attorney-client relationship and will work tirelessly to protect your rights, and we will do everything we can to ensure you get the compensation you deserve. Contact us today to schedule a free consultation.

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