What to do After A Car Accident in Rock Hill, SC?

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What to do After A Car Accident in Rock Hill, SC?

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If you are in a car accident in Rock Hill, South Carolina, you may feel shocked and overwhelmed, but it is important to know what to do. According to the South Carolina Division of Motor Vehicles, over 2,000 car accidents occurred in Rock Hill in 2019. Unfortunately, many car accident victims don’t know the proper steps to take after an accident, leading to further complications when they try to recover compensation for their damages.

As a firm, at The Law Offices of Jason E. Taylor, our car accident attorneys have represented car accident victims since 2005. However, some of our attorneys, including Jason Taylor, have been handling these types of claims even longer than that.  We are here to help if you need legal assistance after an auto accident. We have years of experience dealing with car accident cases, and we know how to get results. We force the liable parties to accept the consequences of their actions and provide you with the compensation you are entitled to.

Contact us today to schedule a free consultation.

Call the Police

If you are involved in a car accident, the first thing that you need to do is call the police if you are able. This will ensure a record of the accident and that both parties are accounted for. The police will also be able to provide you with instructions on what to do next.

Get Medical Attention

If you are injured, it is important to get medical attention immediately. Many people wait to see if their injuries will go away on their own, but this can often lead to further problems, including proving your injuries are a result of the collision. It is best to get checked out by a doctor as soon as possible after an accident.

Exchange Information With the Other Driver

You will need to exchange information with the other driver. Get their:

  • Name
  • Address
  • Phone number
  • Email address
  • Insurance information

You should also take a picture of their insurance card with your phone.

Call Your Insurance Company

Once you have exchanged information with the other driver, you will need to call your insurance company. They will need to know about the accident, and they will also help you with any further steps that need to be taken.

Do Not Admit Fault

One of the biggest mistakes people make after a car accident is admitting fault. Even if you are at fault, it is best to wait until the police have completed their investigation. Admitting fault can often lead to further problems down the road.

Follow Up With the Police

It is important to follow up with the police after a car accident. Make sure to get a copy of the police report and keep it in a safe place. Also, make sure you feel the police report accurately reflects what happened.  If it doesn’t, don’t be afraid to call the officer and talk to them about why they wrote it the way they did.  They may actually change or revise the police report.  But even if they don’t, just calling and voicing your concerns over how it was written will be helpful if you need to file a claim later on.

Collect Evidence

If you can, collect evidence from the accident scene. This can include:

  • Pictures of the accident scene
  • The vehicles involved in the accident
  • Skid marks
  • Damage to the vehicles
  • Anything else that may be helpful

Contact an Attorney

If you are injured, the last thing that you want to do is deal with the insurance company. This is where an attorney can help. An attorney can handle all of the communication with the insurance company and help you get the compensation you deserve.

Do Not Sign Anything Without Speaking to an Attorney

If the other driver offers to settle the claim, do not sign anything without speaking to an attorney. Often, drivers will try to get you to sign a release form that will absolve them of any responsibility.

Common Car Accident Injuries

Car accidents can often lead to serious injuries. Some of the most common car accident injuries include:

  • Whiplash
  • Back and Neck Injuries
  • Head Injuries
  • Broken Bones
  • Spinal Cord Injuries

If you are injured in a car accident, it is important to seek medical attention. Many times, these injuries can go undiagnosed for weeks or even months. This can lead to further problems down the road.

Damages You Can Recover After a Car Crash

After a car accident, you can recover a variety of damages, including:

  • Medical Bills – This includes the cost of medical treatment, hospital bills, and prescription drugs.
  • Lost Wages – If you cannot work because of your injuries, you can recover lost wages.
  • Pain and Suffering – You can also recover damages for the pain and suffering you have endured due to the accident.
  • Property Damage – You can recover damages for the damage to your vehicle and any personal property that was damaged in the collision, like a cell phone or child car seat.
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Factors That Impact Your Rock Hill Car Accident Case

Many factors can impact your car accident case. Some of the most important factors include:

  • The Type of Injury You Sustain – If you have suffered a serious injury, you will likely receive more compensation than if you have suffered minor injuries.
  • The Amount of Property Damage – The amount of property damage can also impact your case. If there is severe damage to your car, you will likely receive more compensation than if there are only minor scratches to your bumper.
  • The Insurance Policy Limits – If the other driver has a low insurance policy limit, you may not be able to receive full compensation for your damages. If this is the case, you may be able to sue for the extra damages or use your own policy if you have underinsured motorist coverage.

Filing Car Accident Claims in South Carolina

If you are injured in a motor vehicle crash in South Carolina and you are less than 50% at fault, you have the right to file a claim. You may be able to file your claim with the at-fault driver’s insurance company or with your own insurance company. It is important to speak to an attorney before filing any claim so that you know what to expect and that it is being done properly.

Filing a car accident claim can be complex, and often, the insurance companies will try to deny your claim. An attorney can help you file your claim and can help you get the compensation that you deserve.

Determining Fault in a Rock Hill, South Carolina Motor Vehicle Accident

To recover damages in a car accident case, you must first prove that the other driver was at fault. This can be difficult, especially if the other driver denies responsibility. An experienced car accident lawyer will be able to help you gather evidence and build a strong case in your favor.

Modified Comparative Negligence for South Carolina Car Accidents

In South Carolina, car accident victims can recover damages as long as they are less than 51% at fault for the accident. This is known as modified comparative negligence. As long as you can prove that you do not have the majority share of fault, you will still be able to recover compensation for your damages.

The Statute of Limitations in South Carolina

In South Carolina, you usually have three years to file a car accident lawsuit. If you do not file within this time frame, you will likely lose your right to sue. It is important to speak to an attorney about the statute of limitations in your particular case to ensure you don’t end up being barred from recovery.  

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Call the Law Offices of Jason E. Taylor to Schedule a Free Consultation With an Experienced Rock Hill, SC Car Accident Attorney Today

Car accidents can happen at any time, and if you have been injured in one due to someone else’s negligence or recklessness, you deserve fair compensation for your injuries.

Our Rock Hill car accident lawyers take on insurance companies and negotiate with them to ensure that you receive fair treatment. We are also not afraid to go to trial when it’s in our client’s best interest.

Contact us today for your free initial consultation and learn more about what we can do to help you. We will answer your questions and explain all of your legal options.

1348 Ebenezer Rd #103
Rock Hill, SC 29732

Phone: (803) 980-5300
Toll Free: (800) 351-3008

 

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120 3rd St NE
Hickory, NC 28601

Phone: (828) 327-9004
Toll Free: (800) 351-3008

301 S McDowell St #1016
Charlotte, NC 28204

Phone: (704) 676-1093
Toll Free: (800) 351-3008

130 Church St NE
Concord, NC 28025

Phone: (704) 787-9419
Toll Free: (800) 351-3008

1348 Ebenezer Rd Suite 103
Rock Hill, SC 29732

Phone: (803) 980-5300
Toll Free: (800) 351-3008

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Jason E. Taylor, P.C.
Rock Hill Injury Lawyers & Attorneys at Law

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Notice of Data Security Event
Updated March 28, 2025

The Law Offices of Jason E. Taylor is providing notice of an event that may affect certain individuals’ information. Although we have no indication of identity theft or fraud in relation to this event, we are providing information about the event, our response, and additional measures individuals can take to help protect their information, should they feel it appropriate to do so.

What Happened? On October 28, 2024, The Law Offices of Jason E. Taylor identified suspicious activity related to our email system. We quickly took steps to investigate and determined that an unknown actor may have accessed certain emails within our email system between August 7 and November 7, 2024. We then conducted a comprehensive review of the potentially affected emails and attachments to determine what information was contained therein and to whom the information related, which was completed on February 25, 2025. Unfortunately, we were unable to verify the addresses of certain affected individuals, so we are providing this notice to ensure potentially affected individuals receive information about the event.

What Information Was Involved? The information affected may include individuals’ Social Security number, driver’s license and state ID information, financial account number, and health information.

What We Are Doing. We are notifying individuals about this matter and providing guidance about free resources that are available to assist with monitoring relevant accounts, credit reports, and how to place a fraud alert or security freeze on one’s credit file. Further, as with our typical security practices, we will continue to evaluate our policies, procedures, staff training, and technical security measures to reduce the likelihood of an event like this reoccurring.

What Individuals Can Do. We encourage you to remain vigilant against incidents of identity theft and fraud by reviewing your account statements and monitoring your free credit reports for suspicious activity and to detect errors. We also recommend you review the below “Steps Individuals Can Take To Help Protect Personal Information”.

For More Information. If individuals have questions about this matter, we have a dedicated assistance line with agents ready to answer their questions. Please contact our toll-free dedicated assistance line at 1-800-939-4170, Monday through Friday from 9 a.m. through 9 p.m., excluding holidays. You may also write to us at The Law Offices of Jason E. Taylor, Attn: Compliance, P.O. Box 2688, Hickory, NC 28603.

Sincerely,

The Law Offices of Jason E. Taylor

STEPS INDIVIDUALS CAN TAKE TO HELP PROTECT PERSONAL INFORMATION

Monitor Your Accounts

Under U.S. law, a consumer is entitled to one free credit report annually from each of the three major credit reporting bureaus, Equifax, Experian, and TransUnion. To order a free credit report, visit www.annualcreditreport.com or call, toll-free, 1-877-322-8228. Consumers may also directly contact the three major credit reporting bureaus listed below to request a free copy of their credit report.

Consumers have the right to place an initial or extended “fraud alert” on a credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer’s credit file. Upon seeing a fraud alert display on a consumer’s credit file, a business is required to take steps to verify the consumer’s identity before extending new credit. If consumers are the victim of identity theft, they are entitled to an extended fraud alert, which is a fraud alert lasting seven years. Should consumers wish to place a fraud alert, please contact any of the three major credit reporting bureaus listed below.

As an alternative to a fraud alert, consumers have the right to place a “credit freeze” on a credit report, which will prohibit a credit bureau from releasing information in the credit report without the consumer’s express authorization. The credit freeze is designed to prevent credit, loans, and services from being approved in a consumer’s name without consent. However, consumers should be aware that using a credit freeze to take control over who gets access to the personal and financial information in their credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application they make regarding a new loan, credit, mortgage, or any other account involving the extension of credit. Pursuant to federal law, consumers cannot be charged to place or lift a credit freeze on their credit report. To request a credit freeze, individuals may need to provide some or all of the following information:

1. Full name (including middle initial as well as Jr., Sr., II, III, etc.);
2. Social Security number;
3. Date of birth;
4. Addresses for the prior two to five years;
5. Proof of current address, such as a current utility bill or telephone bill;
6. A legible photocopy of a government-issued identification card (state driver’s license or ID card, etc.); and
7. A copy of either the police report, investigative report, or complaint to a law enforcement agency concerning identity theft if they are a victim of identity theft.

Should consumers wish to place a credit freeze or fraud alert, please contact the three major credit reporting bureaus listed below:

Equifax Experian TransUnion
https://www.equifax.com/personal/credit-report-services/ https://www.experian.com/help/

https://www.transunion.com/credit-help
1-888-298-0045 1-888-397-3742 1-800-916-8800
Equifax Fraud Alert, P.O. Box 105069 Atlanta, GA 30348-5069 Experian Fraud Alert, P.O. Box 9554, Allen, TX 75013 TransUnion Fraud Alert, P.O. Box 2000, Chester, PA 19016
Equifax Credit Freeze, P.O. Box 105788 Atlanta, GA 30348-5788 Experian Credit Freeze, P.O. Box 9554, Allen, TX 75013 TransUnion Credit Freeze, P.O. Box 160, Woodlyn, PA 19094

Additional Information

Consumers may further educate themselves regarding identity theft, fraud alerts, credit freezes, and the steps they can take to protect their personal information by contacting the consumer reporting bureaus, the Federal Trade Commission, or their state attorney general. The Federal Trade Commission may be reached at: 600 Pennsylvania Ave NW, Washington, DC 20580; www.identitytheft.gov; 1-877-ID-THEFT (1-877-438-4338); and TTY: 1-866-653-4261. The Federal Trade Commission also encourages those who discover that their information has been misused to file a complaint with them. Consumers can obtain further information on how to file such a complaint by way of the contact information listed above. Consumers have the right to file a police report if they ever experience identity theft or fraud. Please note that in order to file a report with law enforcement for identity theft, consumers will likely need to provide some proof that they have been a victim. Instances of known or suspected identity theft should also be reported to law enforcement and the relevant state attorney general. This notice has not been delayed by law enforcement.

For District of Columbia residents, the District of Columbia Attorney General may be contacted at: 400 6th Street, NW, Washington, DC 20001; 1-202-442-9828; and oag.dc.gov.

For Maryland residents, the Maryland Attorney General may be contacted at: 200 St. Paul Place, 16th Floor, Baltimore, MD 21202; 1-410-576-6300 or 1-888-743-0023; and https://www.marylandattorneygeneral.gov/.

For New Mexico residents, consumers have rights pursuant to the Fair Credit Reporting Act, such as the right to be told if information in their credit file has been used against them, the right to know what is in their credit file, the right to ask for their credit score, and the right to dispute incomplete or inaccurate information. Further, pursuant to the Fair Credit Reporting Act, the consumer reporting bureaus must correct or delete inaccurate, incomplete, or unverifiable information; consumer reporting agencies may not report outdated negative information; access to consumers’ files is limited; consumers must give consent for credit reports to be provided to employers; consumers may limit “prescreened” offers of credit and insurance based on information in their credit report; and consumers may seek damages from violators. Consumers may have additional rights under the Fair Credit Reporting Act not summarized here. Identity theft victims and active-duty military personnel have specific additional rights pursuant to the Fair Credit Reporting Act. We encourage consumers to review their rights pursuant to the Fair Credit Reporting Act by visiting www.consumerfinance.gov/f/201504_cfpb_summary_your-rights-under-fcra.pdf, or by writing Consumer Response Center, Room 130-A, Federal Trade Commission, 600 Pennsylvania Ave NW, Washington, DC 20580.

For New York residents, the New York Attorney General may be contacted at: Office of the Attorney General, The Capitol, Albany, NY 12224-0341; 1-800-771-7755; or https://ag.ny.gov.

For North Carolina residents, the North Carolina Attorney General may be contacted at: 9001 Mail Service Center, Raleigh, NC 27699-9001; 1-877-566-7226 or 1-919-716-6000; and www.ncdoj.gov.

For Rhode Island residents, the Rhode Island Attorney General may be reached at: 150 South Main Street, Providence, RI 02903; 1-401-274-4400; and www.riag.ri.gov. Under Rhode Island law, individuals have the right to obtain any police report filed in regard to this event.
STEPS INDIVIDUALS CAN TAKE TO HELP PROTECT A MINOR DEPENDENT’S PERSONAL INFORMATION

Typically, credit reporting agencies do not have a credit report in a minor’s name. To find out if a minor has a credit report or to request a manual search for a minor’s Social Security number each credit bureau has its own process. To learn more about these processes or request these services, consumers may contact the credit bureaus by phone, writing, or online:
Equifax Experian TransUnion
https://www.equifax.com/personal/help/article-list/-/h/a/request-child-credit-report/
https://www.experian.com/help/minor-request.html
https://www.transunion.com/fraud-victim-resources/child-identity-theft

1-800-685-1111 1-888-397-3742 1-800-916-8800
P.O. Box 105788
Atlanta, GA 30348-5788 P.O. Box 9554
Allen, TX 75013 P.O. Box 2000
Chester, PA 19016

To request information about the existence of a credit file in a minor’s name, search for a minor’s Social Security number, place a security freeze or fraud alert on a minor’s credit report (if one exists), or request a copy of a minor’s credit report consumers may be required to provide the following information:
● A copy of their driver’s license or another government issued identification card, such as a state identification card, etc.;
● Proof of address, such as a copy of a bank statement, utility bill, insurance statement, etc.;
● A copy of the minor’s birth certificate;
● A copy of the minor’s Social Security card;
● The minor’s full name, including middle initial and generation, such as JR, SR, II, III, etc.;
● The minor’s date of birth; and
● The minor’s previous addresses for the past two years.

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