What Insurance Companies Don’t Want You to Know in Hickory NC Personal Injury Cases

What Insurance Companies Don't Want You to Know in Hickory Personal Injury Cases

You were driving your car down 2nd St SW in Hickory on your way to getting lunch when another driver ran a red light and slammed into the side of your vehicle. The impact was hard enough to cause your car to spin around and hit a telephone pole. You were knocked unconscious, suffered a concussion and some broken ribs.

The other driver’s insurance company offers you a settlement, but it’s a low offer and won’t even begin to cover your medical bills and lost wages. You’re considering hiring a personal injury lawyer, but you’re not sure it’s worth it.

The insurance company doesn’t want you to know that they will likely offer you a lower settlement if you don’t have an attorney. However, they know that you’re probably not familiar with the law, and they will take advantage of that.

The Hickory personal injury lawyers at The Law Offices of Jason E. Taylor have over 25 years of experience representing injured people in Hickory and throughout North Carolina. We will fight for a fair settlement and ensure that the insurance company doesn’t take advantage of you. Contact us today to schedule a free consultation.

Personal Injury Law in Hickory, NC

If you have been injured in an accident, you may be entitled to compensation for your medical bills, lost wages, and pain and suffering. In North Carolina, personal injury law is governed by the state’s tort law. This means that if another person’s negligence has injured you, you may be able to file a personal injury lawsuit against them.

The Statute of Limitations in Hickory, North Carolina

If you plan to file a personal injury lawsuit, you should be aware of the statute of limitations in your case. In North Carolina, the statute of limitations for personal injury cases is typically three years from the date of the accident. This means that if you do not file your lawsuit to preserve the statute of limitations within three years of the date of the accident, you will not be able to recover any compensation. The statute of limitations in your particular case is something you should discuss with your attorney early on in the process.  

How Insurance Companies Handle Personal Injury Claims in Hickory, NC

After the accident, the insurance company will send an insurance claims adjuster to investigate the accident. Insurance claims adjusters are trained to minimize the money the insurance company has to pay out on claims. Therefore, they will try to get you to settle your claim quickly and for as little money as possible.

When dealing with an insurance company, it is important to know their tactics and how to deal with them effectively. Here are some tips:

  1. Don’t give a recorded statement: Insurance adjusters will often try to get you to provide a recorded statement in which you describe the details of the accident. They will then use this statement against you to minimize your compensation. If an insurance adjuster asks you to give a recorded statement, politely decline and refer them to your lawyer.
  2. Don’t sign anything: Insurance companies often try to get you to sign a release, which waives your right to sue the company or the other driver. Do not sign any documents without first consulting with your lawyer.
  3. Don’t accept the first offer: Insurance claim adjusters will often make a low initial offer in the hopes that you will accept it. However, this offer is almost always far less than you are entitled to. If you receive an offer from an insurance company, do not accept it without first consulting with your lawyer.

Insurance claims adjusters count on accident victims not knowing their rights or the total value of their claim. By understanding how insurance companies operate, you can level the playing field and get the compensation you deserve.

If you or someone you know has been injured in an accident, contact the experienced personal injury lawyers at The Law Offices of Jason E. Taylor. We will review your case for free and help you understand your legal options.

Evidence You Can Use to Prove Your Claim

Whether you were in a car accident or suffered a slip and fall in your local grocery store, certain types of evidence can be used to prove your claim. This evidence can include:

  • Police reports
  • Witness statements
  • Medical records and bills
  • Photos and videos of the accident scene

If you have been injured in an accident, saving all of this evidence is important so your lawyer can use it to build a strong case. For example, car accident victims should take photos of the damage to their vehicle and any injuries they sustained. If you have been injured in a slip and fall, take photos of the hazard that caused your fall.

Common Personal Injury Cases We Handle in Hickory, NC

At The Law Offices of Jason E. Taylor, we have experience handling a variety of personal injury cases, including:

  • Car Accidents
  • Truck Accidents
  • Motorcycle Accidents
  • Bicycle Accidents
  • Pedestrian accident
  • Wrongful Death

Contact a Personal Injury Attorney in Hickory, North Carolina, Today for a Free Consultation

If you have been injured in an accident, don’t try to deal with the insurance company on your own. Instead, let the experienced personal injury lawyers at The Law Offices of Jason E. Taylor help you get the compensation you deserve. We offer free consultations, so contact us today to schedule yours.

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