What Insurance Companies Don’t Want You to Know in Charlotte NC Personal Injury Cases

What Insurance Companies Don't Want You to Know in Charlotte NC Personal Injury Cases

If you’ve ever been in a car accident, you know how stressful it can be. You have to deal with the aftermath and get your life back on track — maybe even while recovering from your injuries. Whatever the situation is, dealing with different insurance companies and their adjusters can make this even more challenging.

This is why it’s so important to have a good personal injury attorney on your side. A lawyer can help you get the compensation you deserve and ensure everything goes smoothly from start to finish.

At The Law Offices of Jason E. Taylor, we have served clients in Charlotte and North Carolina for over 25 years. Whether you were injured in a car accident in Uptown or suffered a severe injury at work, we can help you get the compensation you deserve. Call us today to schedule a free consultation.

What Insurance Companies Don’t Want You to Know After an Accident in Charlotte, North Carolina

You Don’t Have to Give a Recorded Statement

After an accident, the insurance provider of the person responsible for your injuries may contact you and ask for a statement. They may tell you you’re required to do this or that not giving a statement will hurt your case. This isn’t true.

The truth is that many insurance companies want to get you on the phone and make you feel like they’re there to help you. However, this is often just a tactic to gain your trust so they can talk you out of your settlement.

The reality is that most people know little to nothing about what their rights after an accident should be. This includes whether or not you should have to pay for certain bills or other expenses, as well as what percentage of money is taken from each person involved in the accident.

Medical Records Can Be Used Against You

After an accident, the insurance company will assign an insurance adjuster to your case. The insurance adjusters’ job is to investigate your accident and you. They will look deep into your past to find the information they can use against you. This includes your medical records.

For example, suppose you were injured in a car accident and suffered an injury. In that case, car insurance adjusters may request decades of medical records and carefully search through them to discover any preexisting conditions they can use to limit their payout and prevent you from receiving a fair settlement.

You should never give an insurance company the power to request medical records on your behalf. Seek legal counsel from a car accident lawyer first. Your lawyer will ensure the insurance adjuster only receives records relevant to your accident.

Insurance Companies Take Their Time

The amount of stress you may face after an accident is impossible. Your medical bills are piling up, and you’re missing time from work, making it difficult to be patient with receiving a settlement. Insurance companies know this, and they use it to their advantage.

Insurance adjusters know the stress you’re under and that you need financial relief. They will use your uncertainty and fear of the future to take advantage of your emotional state, hoping you will accept the first offer they give you, which is often much lower than what you deserve.

There is no need to rush through the settlement process. There are options for managing your pre-settlement expenses. At The Law Offices of Jason E. Taylor, we’ll review the insurance company’s offers and help you make the best financial decisions for your case.

Contact a Personal Injury Lawyer in Charlotte, NC Today

At The Law Offices of Jason E. Taylor, we have the experience and knowledge to handle any case. For example, if you were injured at work or on the job, we can help you get compensation for medical bills and lost wages. If you were injured in a car accident, we can file suit against the responsible party and help ensure your rights are protected throughout the process. We work for our clients and their best interests. We can help you get the compensation you deserve. Contact an experienced Charlotte attorney today to schedule a free consultation.

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