Hickory is a city in Catawba County, North Carolina. It is the county seat of Catawba County, with approximately 43,000 residents. Hickory is located near Interstate 40 and U.S. Highway 70, which provides easy access to Charlotte, NC.
Hickory offers all the amenities of a small city—including arts and culture, shopping, and dining—but it’s also just minutes away from beautiful outdoor spaces like Catawba State Park or Bakers Mountain. However, with all these wonderful activities, there is the potential for harm. If you were in Hickory and were injured in an accident or due to the negligence of another party, you may be eligible for compensation.
Although, insurance claims can be complicated to file, especially if you don’t have a lawyer on your side. Progressive is one of the country’s largest auto insurance companies, so hiring an experienced lawyer who knows how to fight against big corporations is important. Contact The Law Offices of Jason E. Taylor today for a free consultation if you’ve been injured through no fault of your own.
Progressive and Initial Settlement Offers in Hickory, NC
The initial settlement offer is the first offer Progressive makes to you after they’ve received your claim. The amount they will offer depends on what type of claim it is, whether the car has been repaired or not, and how much time has passed since the accident report was submitted.
Unfortunately, like most insurance companies, Progressive will do everything possible to minimize the amount they spend on claims. Progressive is also not unique in its ability to use cost-cutting tactics. Rarely does the insurance company make fair or reasonable initial settlement offers. The fact is, most people will accept the initial offer without understanding that they have more options. Progressive and other insurance companies know this, and they use it to their advantage. To maximize your chances of getting a fair settlement, you need to know the type of claim you have and how to combat the company’s tactics.
If you have been in an accident, you need to know how much it will cost to try and make you whole and whether your insurance company is reasonable in its estimate. This can be difficult, especially if your injuries are significant and you cannot work. When this is the case, the last thing you want is someone else to decide how much pain you’re suffering as a result of someone else’s negligence.
In this situation, knowing there is a way out is essential. You can hire an experienced attorney to fight for you and your rights. They will provide the legal help you need and advise you on what steps to take next.
How Do I Know If I Should Hire a Lawyer?
With insurance claims, it’s not always easy to know if you should hire a lawyer or not. Many factors go into it, such as the type of claim, your financial situation, and whether or not the insurance company is being fair with its settlement offer. Here are some questions that can help you decide:
- Is the insurance company offering a fair settlement? If you’re unsure, it’s best to get an opinion from a lawyer before accepting any offer.
- If you have lost wages due to your injury, are they paying you enough to cover those costs? (Remember that even if you don’t have any medical bills yet, they could come later.)
- Do you have a good case? If it seems like the insurance company won’t take your claim seriously and is dragging out the process, it might be time to hire an attorney.
- What are your chances of winning in court? If you believe that you can win but think that going through with a lawsuit would cause more stress than it’s worth, an attorney will help you figure out how to proceed.
If you’re unsure about whether or not to file a claim, talk to an attorney. They can help you figure out the best course of action for your situation.
Progressive and other insurance companies are for-profit organizations. First and foremost, they are a business. That business would no longer exist or be able to serve you if they weren’t generating a profit. Their primary goal is to pay claimants as little as possible or completely deny a claim.
Before talking with a Progressive insurance adjuster, providing information about your claim, or signing any forms, you should contact a personal injury lawyer for assistance. At The Law Offices of Jason E. Taylor, we can handle your claim and provide you with aggressive representation so you can focus on your recovery.
Our legal team will help ensure any information provided to Progressive is accurate, in your best interests, and can’t be used against you. If Progressive denies your claim or does not offer a fair settlement, we’ll help you determine the best course of action to pursue your claim.