You’re riding down Poplar Tent Rd on your way to work when suddenly, another vehicle cuts you off and causes an accident. You’ve been injured in the crash. You know you need to file a claim with the at-fault driver’s insurance company, but you’re unsure what to do next or how to handle the situation. This is a common scenario, and it’s one that many people find themselves in every day. However, you don’t have to worry about handling the claim yourself.
At The Law Offices of Jason E. Taylor, our experienced Concord car accident attorneys can help you with your auto insurance claim. We’ll help you understand how to make a claim and what information you need to provide the other driver’s insurance company. We also handle all the paperwork so that you don’t have to worry about filing an official complaint or dealing with any related legal issues.
Dealing With Progressive After an Accident in Concord, NC
Steep medical bills and lost wages due to an injury caused by an accident are likely overwhelming experiences and challenging situations for any family to bear. When you add an insurance company into the mix, most accident victims find themselves in an uphill battle to get the money they deserve.
While Progressive is currently ranked as the third largest auto insurance company in the United States, it writes over 13 million policies annually. With approximately 35,000 employees, they’ve won several awards for being a great insurer to work with. We often hear clients say they thought they won their claim only to find out the compensation they received is insufficient to provide for their full recovery.
If you’ve been in a car accident in Concord, and the driver has insurance through Progressive, you have a right to a fair settlement. Unfortunately, even with their accolades, filing an injury claim with Progressive is rarely a smooth process. We always recommend that accident victims speak with an attorney before an insurance adjuster.
Without legal counsel from an attorney, accident victims risk getting paid far less than they deserve. At The Law Offices of Jason E. Taylor, we will provide the representation you need to help you get the maximum compensation.
What Progressive Insurance Adjusters Want From You
Once an accident is reported, you will hear from an insurance adjuster shortly after. The insurance adjuster’s job is to gather as much information about the accident, damages, and injuries as possible to determine how much your claim is worth. A Progressive adjuster will be looking for the following from you:
Progressive insurance adjusters want as many details about the accident as you can provide. They will ask you how the accident happened and document your responses to produce your “official statement.” It is crucial to remember that everything you say will be recorded. Adjusters will dissect your statement to find gaps in your story that can be used to reduce or deny your claim.
While giving a recorded statement may seem minor, it rarely provides accident victims with any benefits, and you should never speak to them without first speaking with a lawyer.
Medical Release Authorization
A medical release authorization allows Progressive to access your medical records. However, they won’t just gain access to your current medical records related to the accident; they’ll have access to all of your medical records. Insurance adjusters regularly use access to a claimant’s medical records to gain ammunition to argue that a pre-existing condition caused any injuries you suffered from the accident.
If an insurance adjuster asks you to sign a medical release or another type of authorization form, remember that you do not have to sign it. In fact, it is always best to wait to sign anything from an insurance company until you speak with your Concord car accident lawyer to discuss your case.
Contact a Concord Car Accident Lawyer Before Working With Progressive For Your Injury Claim
If you have been injured in a car accident and need help with your claim, the best thing to do is contact The Law Offices of Jason E. Taylor. You may not understand how the insurance process works or what your rights are when it comes to filing an injury claim. A Concord car accident lawyer at our firm can help walk you through the steps of receiving compensation for your injuries and medical bills.
We will protect your rights and ensure you get the compensation you deserve. We offer a free, no-obligation consultation to discuss your case, so contact us today.