
State Farm Auto Insurance Claims in Concord, NC
Concord is a city in Cabarrus County, North Carolina with a population of 107,697 residents in 2021. Concord is part of a larger metropolitan area
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It may seem counter-intuitive, but an Accident Report and who the investigating officer cites for an accident is not the end all-be all in North Carolina, whether you are in Charlotte, Greenville, Hickory, or anywhere in between. Most people, particularly those who have never had to deal with this before, are shocked to learn this. However, if you look at a North Carolina Accident Report, at the very top of the page, it reads:
North Carolina is a contributory negligence state. That means if the insurance company can put any percentage of fault on you, even as little as 1% (one percent), the insurance company can deny your claim. This is an extremely harsh rule that only a handful of states still use and can lead to seemingly unjust results. That is why it is essential to have a car accident attorney, like the ones at The Law Offices of Jason E. Taylor, P.C., who will fight for you in your corner. With offices in Charlotte, Hickory, and Greenville, North Carolina, we are just a click or a phone call away, and if we are not in your city, we can come to you!
Contributory Negligence is one reason we do not recommend giving a statement to the insurance company without first talking to one of our car accident lawyers to see if we can help. Something that may seem as innocent as “my light was green, so I entered the intersection” can be construed against you. Unfortunately, in North Carolina, green does not mean “go,” Instead, it means “proceed with caution.” You cannot rely blindly on the color of your light, particularly in a large intersection with multiple lanes. The insurance company will consider many factors trying to assess you 1% blame for the accident so that they do not have to pay anything, even if their insured driver is 99% at fault. We have an in-house investigator who can talk to witnesses, obtain any potential video, take vehicle and scene photos, and determine why the officer wrote the report the way they did.
Even if you get past the liability (fault) issue, there may be issues with property damage. Numerous questions surround the nature and cost of repairs or even whether a vehicle can or should be repaired. Maybe you are better off having your vehicle repaired versus declared a total loss. If your vehicle is a total loss, is the insurance company offering a fair value for the vehicle? What if the offer is not enough to pay off what you owe or to purchase a new vehicle? If the vehicle is repaired, is there a claim for diminished value? How long does the insurance company have to keep me in a rental car? These are all issues that the car accident attorneys and staff at The Law Offices of Jason E. Taylor, P.C. have handled and addressed countless times.
Then there are issues surrounding any injuries you have sustained in the accident. Should the medical providers bill my health insurance? Does my health insurance have to be paid back? Why hasn’t the at-fault driver’s insurance paid my medical bills yet? What if the at-fault driver does not have enough insurance to pay my medical bills? What if I will need future medical treatment? We help our clients navigate these issues every day in Charlotte, Hickory, Greenville, or any city in North Carolina and welcome the opportunity to see if we can help you.
Contact us today to speak with one of our Charlotte, Hickory, Greenville, Rock Hill, or Columbia attorneys.
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Concord is a city in Cabarrus County, North Carolina with a population of 107,697 residents in 2021. Concord is part of a larger metropolitan area
Under North Carolina law, you have the right to compensation for your injuries when another driver is responsible for a car accident. While there are
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You’re riding down Poplar Tent Rd on your way to work when suddenly, another vehicle cuts you off and causes an accident. You’ve been injured
120 3rd St NE
Hickory, NC 28601
Phone: (828) 327-9004
Toll Free: (800) 351-3008
301 S McDowell St #1016
Charlotte, NC 28204
Phone: (704) 676-1093
Toll Free: (800) 351-3008
130 Church St NE
Concord, NC 28025
Phone: (704) 787-9419
Toll Free: (800) 351-3008
313 Evans St
Greenville, NC 27858
Phone: (252) 830-4878
Toll Free: (800) 351-3008
115 Elk Ave
Rock Hill, SC 29730
Phone: (803) 328-0898
Toll Free: (800) 351-3008