If you have been injured on the job in Charlotte, you may be wondering when workers’ compensation will offer a settlement. The process can seem confusing and frustrating, but our team is here to help. In this blog post, we will discuss the process of workers’ compensation settlements in Charlotte. We hope this information will help you understand your rights and make the best decision for your situation.
Contact an experienced workers’ comp attorney at The Law Offices of Jason E. Taylor today to learn more about filing a workers’ compensation case, and understand your rights and options.
The North Carolina Workers’ Compensation System
The North Carolina workers’ compensation system is designed to supply benefits to employees who are injured or become ill due to their job. Under the workers’ compensation law, employers must have workers’ comp insurance, which pays for medical bills and lost wages and can also provide death benefits to the families of workers who are killed on the job.
The Workers’ Compensation Process in Charlotte, North Carolina
If you have been injured on the job, you should report the injury to your employer and the North Carolina Industrial Commission as soon as possible. Your employer will then file a claim with their workers’ compensation insurance company. The insurer will investigate the claim and may deny benefits if they determine that the injury is not work-related or did not occur in the course and scope of employment.
If the insurance carrier approves the claim, they will begin paying benefits. Workers’ compensation benefits are typically paid weekly and can be used to cover medical expenses, lost wages, and other costs associated with the injury. The amount of benefits you receive will depend on your specific situation.
The Timeline for Workers’ Compensation Claims in Charlotte, North Carolina
There is no set timeline for workers’ compensation claims in Charlotte, North Carolina. The length of the process depends on the severity of the injury and the complexity of the claim. Once benefits are approved, payments will typically begin within a few weeks. If your workers’ comp claim is denied, you have the right to appeal the decision.
Should I Accept a Workers’ Comp Settlement?
Settlements can be a good option if you are ready to move on from your injury and put the incident behind you. However, it is important to keep in mind that settlements will typically be for less than the full value of your claim. If you have questions about whether or not to accept a settlement, you should speak with an experienced workers’ compensation attorney.
What Happens When a Workers’ Comp Case Goes to Trial in Charlotte, North Carolina?
If you cannot settle, your case may go to trial. Trials are typically held before a workers’ compensation judge. Both sides will present evidence and testimony, and the judge will decide whether or not benefits should be awarded. If you receive a favorable ruling at trial, benefits will be paid out to you.
Lump-Sum Settlements vs. Structured Settlements
If you settle, you will typically have the option to receive a lump-sum payment or a structured settlement. A lump-sum settlement is a one-time payment for the full value of your claim. A structured settlement is paid out over time in periodic installments.
Which option is best for you will depend on your situation. You should speak with an attorney to discuss your options and make sure you make the best decision for your needs.
What Does Workers’ Compensation Cover in Charlotte, North Carolina?
There are four different types of workers’ compensation benefits: medical benefits, income replacement benefits, death benefits, and funeral expenses.
- Medical benefits can cover the cost of past and future medical treatment, including hospitalization, surgery, and prescriptions.
- Income replacement benefits provide injured workers with income while they cannot work. The amount of disability benefits they receive will depend on their specific situation.
- Death benefits can provide financial assistance to an injured worker’s family if they die due to their work-related injury or illness.
- Funeral expenses can help cover the cost of funeral and burial.
How Long Do I Have to File a Workers’ Compensation Claim in Charlotte, North Carolina?
You have two years from your injury to file a workers’ compensation claim in Charlotte, North Carolina. If you do not file a claim within this time frame, you will likely be ineligible for benefits.
How Much Does Workers’ Compensation Pay?
The amount of workers’ compensation benefits you receive will depend on the severity of your injury or illness. If you cannot work, you may be eligible for income replacement benefits. These benefits are based on a percentage of your pre-injury earnings.
When Will I Receive My Workers’ Compensation Settlement?
The insurance carrier will send you a check for your settlement once they have received all the necessary documentation when you settle. Once you receive your settlement, you should put the money in a safe place. You will want to use it to pay for your expenses. You may also want to use it to provide for your family if you can’t return to work.
How Long Do Workers’ Compensation Benefits Last in Charlotte, North Carolina?
The length of time you will receive workers’ compensation benefits will depend on the severity of your injury. If you have a minor injury, you may only receive benefits for a short period of time. However, if you have a more serious injury, you may receive benefits for an extended period of time or even permanently.
An injured worker can receive benefits until they reach maximum medical improvement in most cases. Maximum medical improvement (MMI) is when your condition has stabilized and is not expected to improve further.
Contact a Charlotte Workers’ Comp Lawyer Today
Filing a workers’ compensation claim in Charlotte, North Carolina, can be confusing and complicated. If you have been injured at work, you should contact an experienced workers’ compensation attorney who can help you navigate the process and ensure that you receive the benefits you are entitled to.
At The Law Offices of Jason E. Taylor in Charlotte, we work hard to get you the compensation you deserve so you can focus on your recovery and get back to work as soon as possible. Call today to schedule a consultation.