What Is My North Carolina Personal Injury Case Worth?

You’ve been in an accident in North Carolina, and you’re wondering how much your personal injury case is worth. The answer to this question is not always straightforward, as many factors must be considered to determine the value of a case. However, some general guidelines can help you understand what your case may be worth.

Here at The Law Offices of Jason E. Taylor, we can help you understand the value of your case and fight for the compensation you deserve. Contact us today for a free consultation.

Which Factors Are Used to Calculate Settlement Value in North Carolina?

Most insurance adjusters will attempt to get you to accept the first settlement they put in front of you. However, it’s extremely important that you don’t rush to accept it. A common misconception is that the insurance adjuster will calculate the value of your personal injury claim and pay out the approximate amount.

At The Law Offices of Jason E. Taylor, we know the truth. It’s common for insurance companies to lowball accident victims, meaning they’ll typically look for ways to pay out as little as possible to settle your claim.

When calculating the value of your personal injury case, several different factors are closely considered – such as:

  • The extent of your injuries and damage caused by the accident
  • Medical records
  • Medical bills
  • Lost wages

The insurance company will take your case apart piece by piece. They will also likely try to put some of the blame on you to reduce the value of your claim.

This is why having an experienced personal injury lawyer by your side is important throughout the claims process. When you work with a lawyer at The Law Offices of Jason E. Taylor, we’ll ensure that your case is solid. The stronger your claim, the less the insurance company can oppose, and the better the outcome.

What Are Some Other Things That Impact the Value of My Case?

In addition to the factors we’ve already discussed, a few other things can impact your case’s value.

  • The Type of Case –  The type of accident you were involved in will play a role in the value of your case. For example, if you were hit by a car while walking, the driver will likely be found at fault. However, if you were injured in a slip and fall accident, it may be more difficult to prove who is at fault.
  • The Statute of Limitations –  The statute of limitations is the time frame you must file a personal injury lawsuit. In North Carolina, the statute of limitations for most personal injury claims is three years from the date of the accident. If you wait too long to file your case, you may be barred from receiving any compensation.

How Do I Determine the Value of My North Carolina Case?

There is no one way to determine the value of personal injury settlements properly. A car accident case will be different than a slip and fall, which will be different than a medical malpractice case. You must consider many factors, including the severity of your injuries, how long you were out of work, whether you have any permanent damage or disabilities, and other considerations.

One way to estimate the value of your case is to look at similar cases that have been tried in court or settled out of court. This can give you a good idea of what to expect regarding a settlement.

Of course, every case is unique, and the final settlement amount will depend on your case’s specific facts and circumstances. The best way to get an accurate estimate of your case’s worth is to speak with a personal injury lawyer.

At The Law Offices of Jason E. Taylor, we have decades of experience handling personal injury cases in North Carolina. We know how to thoroughly investigate your case and calculate the full value of your damages.

To learn more about what your case may be worth, contact us today for a free consultation. We’ll review your case and help you understand your legal options moving forward.

What Can I Do To Maximize My Personal Injury Settlement?

There are a few things you can do to help maximize your settlement.

  1. First, make sure you seek medical treatment right away. This will ensure that you’re on the road to recovery and create important documentation of your injuries.
  2. Keep track of all your expenses related to the accident, including medical bills, property damage, and lost wages. This will help you calculate the full value of your damages when it’s time to settle your case.
  3. You should also avoid giving a recorded statement to the insurance company. The insurance adjuster will likely try to trip you up and use your words against you later on.
  4. Lastly, be sure to hire an experienced personal injury lawyer. Personal injury lawyers are here to help you navigate the claims process, deal with the insurance company, and fight for the full value of your damages.

Get Help From an Experienced Personal Injury Attorney in North Carolina

If you’ve been injured in an accident, it’s important to consult with a personal injury attorney. An attorney can help you understand your rights and options and will fight to get you the compensation you deserve.

At The Law Offices of Jason E. Taylor, we value the attorney-client relationship and understand your challenges after an accident. We have more than 25 years of experience handling personal injury cases and are here to help. Contact our law firm today for a free consultation. We don’t get paid unless you do!

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Notice of Data Security Event
Updated March 28, 2025

The Law Offices of Jason E. Taylor is providing notice of an event that may affect certain individuals’ information. Although we have no indication of identity theft or fraud in relation to this event, we are providing information about the event, our response, and additional measures individuals can take to help protect their information, should they feel it appropriate to do so.

What Happened? On October 28, 2024, The Law Offices of Jason E. Taylor identified suspicious activity related to our email system. We quickly took steps to investigate and determined that an unknown actor may have accessed certain emails within our email system between August 7 and November 7, 2024. We then conducted a comprehensive review of the potentially affected emails and attachments to determine what information was contained therein and to whom the information related, which was completed on February 25, 2025. Unfortunately, we were unable to verify the addresses of certain affected individuals, so we are providing this notice to ensure potentially affected individuals receive information about the event.

What Information Was Involved? The information affected may include individuals’ Social Security number, driver’s license and state ID information, financial account number, and health information.

What We Are Doing. We are notifying individuals about this matter and providing guidance about free resources that are available to assist with monitoring relevant accounts, credit reports, and how to place a fraud alert or security freeze on one’s credit file. Further, as with our typical security practices, we will continue to evaluate our policies, procedures, staff training, and technical security measures to reduce the likelihood of an event like this reoccurring.

What Individuals Can Do. We encourage you to remain vigilant against incidents of identity theft and fraud by reviewing your account statements and monitoring your free credit reports for suspicious activity and to detect errors. We also recommend you review the below “Steps Individuals Can Take To Help Protect Personal Information”.

For More Information. If individuals have questions about this matter, we have a dedicated assistance line with agents ready to answer their questions. Please contact our toll-free dedicated assistance line at 1-800-939-4170, Monday through Friday from 9 a.m. through 9 p.m., excluding holidays. You may also write to us at The Law Offices of Jason E. Taylor, Attn: Compliance, P.O. Box 2688, Hickory, NC 28603.

Sincerely,

The Law Offices of Jason E. Taylor

STEPS INDIVIDUALS CAN TAKE TO HELP PROTECT PERSONAL INFORMATION

Monitor Your Accounts

Under U.S. law, a consumer is entitled to one free credit report annually from each of the three major credit reporting bureaus, Equifax, Experian, and TransUnion. To order a free credit report, visit www.annualcreditreport.com or call, toll-free, 1-877-322-8228. Consumers may also directly contact the three major credit reporting bureaus listed below to request a free copy of their credit report.

Consumers have the right to place an initial or extended “fraud alert” on a credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer’s credit file. Upon seeing a fraud alert display on a consumer’s credit file, a business is required to take steps to verify the consumer’s identity before extending new credit. If consumers are the victim of identity theft, they are entitled to an extended fraud alert, which is a fraud alert lasting seven years. Should consumers wish to place a fraud alert, please contact any of the three major credit reporting bureaus listed below.

As an alternative to a fraud alert, consumers have the right to place a “credit freeze” on a credit report, which will prohibit a credit bureau from releasing information in the credit report without the consumer’s express authorization. The credit freeze is designed to prevent credit, loans, and services from being approved in a consumer’s name without consent. However, consumers should be aware that using a credit freeze to take control over who gets access to the personal and financial information in their credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application they make regarding a new loan, credit, mortgage, or any other account involving the extension of credit. Pursuant to federal law, consumers cannot be charged to place or lift a credit freeze on their credit report. To request a credit freeze, individuals may need to provide some or all of the following information:

1. Full name (including middle initial as well as Jr., Sr., II, III, etc.);
2. Social Security number;
3. Date of birth;
4. Addresses for the prior two to five years;
5. Proof of current address, such as a current utility bill or telephone bill;
6. A legible photocopy of a government-issued identification card (state driver’s license or ID card, etc.); and
7. A copy of either the police report, investigative report, or complaint to a law enforcement agency concerning identity theft if they are a victim of identity theft.

Should consumers wish to place a credit freeze or fraud alert, please contact the three major credit reporting bureaus listed below:

Equifax Experian TransUnion
https://www.equifax.com/personal/credit-report-services/ https://www.experian.com/help/

https://www.transunion.com/credit-help
1-888-298-0045 1-888-397-3742 1-800-916-8800
Equifax Fraud Alert, P.O. Box 105069 Atlanta, GA 30348-5069 Experian Fraud Alert, P.O. Box 9554, Allen, TX 75013 TransUnion Fraud Alert, P.O. Box 2000, Chester, PA 19016
Equifax Credit Freeze, P.O. Box 105788 Atlanta, GA 30348-5788 Experian Credit Freeze, P.O. Box 9554, Allen, TX 75013 TransUnion Credit Freeze, P.O. Box 160, Woodlyn, PA 19094

Additional Information

Consumers may further educate themselves regarding identity theft, fraud alerts, credit freezes, and the steps they can take to protect their personal information by contacting the consumer reporting bureaus, the Federal Trade Commission, or their state attorney general. The Federal Trade Commission may be reached at: 600 Pennsylvania Ave NW, Washington, DC 20580; www.identitytheft.gov; 1-877-ID-THEFT (1-877-438-4338); and TTY: 1-866-653-4261. The Federal Trade Commission also encourages those who discover that their information has been misused to file a complaint with them. Consumers can obtain further information on how to file such a complaint by way of the contact information listed above. Consumers have the right to file a police report if they ever experience identity theft or fraud. Please note that in order to file a report with law enforcement for identity theft, consumers will likely need to provide some proof that they have been a victim. Instances of known or suspected identity theft should also be reported to law enforcement and the relevant state attorney general. This notice has not been delayed by law enforcement.

For District of Columbia residents, the District of Columbia Attorney General may be contacted at: 400 6th Street, NW, Washington, DC 20001; 1-202-442-9828; and oag.dc.gov.

For Maryland residents, the Maryland Attorney General may be contacted at: 200 St. Paul Place, 16th Floor, Baltimore, MD 21202; 1-410-576-6300 or 1-888-743-0023; and https://www.marylandattorneygeneral.gov/.

For New Mexico residents, consumers have rights pursuant to the Fair Credit Reporting Act, such as the right to be told if information in their credit file has been used against them, the right to know what is in their credit file, the right to ask for their credit score, and the right to dispute incomplete or inaccurate information. Further, pursuant to the Fair Credit Reporting Act, the consumer reporting bureaus must correct or delete inaccurate, incomplete, or unverifiable information; consumer reporting agencies may not report outdated negative information; access to consumers’ files is limited; consumers must give consent for credit reports to be provided to employers; consumers may limit “prescreened” offers of credit and insurance based on information in their credit report; and consumers may seek damages from violators. Consumers may have additional rights under the Fair Credit Reporting Act not summarized here. Identity theft victims and active-duty military personnel have specific additional rights pursuant to the Fair Credit Reporting Act. We encourage consumers to review their rights pursuant to the Fair Credit Reporting Act by visiting www.consumerfinance.gov/f/201504_cfpb_summary_your-rights-under-fcra.pdf, or by writing Consumer Response Center, Room 130-A, Federal Trade Commission, 600 Pennsylvania Ave NW, Washington, DC 20580.

For New York residents, the New York Attorney General may be contacted at: Office of the Attorney General, The Capitol, Albany, NY 12224-0341; 1-800-771-7755; or https://ag.ny.gov.

For North Carolina residents, the North Carolina Attorney General may be contacted at: 9001 Mail Service Center, Raleigh, NC 27699-9001; 1-877-566-7226 or 1-919-716-6000; and www.ncdoj.gov.

For Rhode Island residents, the Rhode Island Attorney General may be reached at: 150 South Main Street, Providence, RI 02903; 1-401-274-4400; and www.riag.ri.gov. Under Rhode Island law, individuals have the right to obtain any police report filed in regard to this event.
STEPS INDIVIDUALS CAN TAKE TO HELP PROTECT A MINOR DEPENDENT’S PERSONAL INFORMATION

Typically, credit reporting agencies do not have a credit report in a minor’s name. To find out if a minor has a credit report or to request a manual search for a minor’s Social Security number each credit bureau has its own process. To learn more about these processes or request these services, consumers may contact the credit bureaus by phone, writing, or online:
Equifax Experian TransUnion
https://www.equifax.com/personal/help/article-list/-/h/a/request-child-credit-report/
https://www.experian.com/help/minor-request.html
https://www.transunion.com/fraud-victim-resources/child-identity-theft

1-800-685-1111 1-888-397-3742 1-800-916-8800
P.O. Box 105788
Atlanta, GA 30348-5788 P.O. Box 9554
Allen, TX 75013 P.O. Box 2000
Chester, PA 19016

To request information about the existence of a credit file in a minor’s name, search for a minor’s Social Security number, place a security freeze or fraud alert on a minor’s credit report (if one exists), or request a copy of a minor’s credit report consumers may be required to provide the following information:
● A copy of their driver’s license or another government issued identification card, such as a state identification card, etc.;
● Proof of address, such as a copy of a bank statement, utility bill, insurance statement, etc.;
● A copy of the minor’s birth certificate;
● A copy of the minor’s Social Security card;
● The minor’s full name, including middle initial and generation, such as JR, SR, II, III, etc.;
● The minor’s date of birth; and
● The minor’s previous addresses for the past two years.

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