What Is a Personal Injury Lawsuit in Charlotte, NC?

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What Is a Personal Injury Lawsuit in Charlotte, NC?

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Charlotte is a beautiful city known for its top-notch medical facilities, professional sports teams, and vibrant economy. Unfortunately, accidents happen in Charlotte, just like any other city, and if you are a victim of these accidents you may be entitled to compensation for your injuries.

In some cases, you may need to file a lawsuit to get the money you deserve. A personal injury lawsuit is a legal action that allows an injured party to seek compensation for their injuries from the person or entity who caused them. At The Law Offices of Jason E. Taylor, a Charlotte personal injury lawyer can help you file a claim and fight for your rights in court if that’s what it takes.

An injury can happen in many ways. Some people are injured on the job, while others are injured by a faulty product or someone else’s negligence. If you have been hurt, a personal injury lawyer at our firm can help you obtain financial compensation for your medical bills and other losses related to your injury. Contact one of our experienced attorneys today, and we will help you get started.

Common Examples of Negligence in Charlotte Personal Injury Claims

Common examples of negligence in Charlotte personal injury cases include:

Car Accidents

The most common types of negligence claims are those related to car accidents. These claims can be filed against the driver who caused the accident. In addition, some car accidents may lead to product liability claims against the property owner or operators, such as a trucking company.

Slip and Falls

A slip and fall claim is another common type of negligence claim that involves many different types of incidents where you may be injured on someone else’s property. These cases often involve allegations that the property owner or occupier failed to maintain the premises safely, leading to an accident that caused injuries like broken bones and concussions.

Medical Malpractice

Under personal injury law, medical malpractice occurs when a doctor or other healthcare professional fails to provide care that meets the standard of care for that community in a specific area of practice.  This can occur during treatment or diagnosis and result in catastrophic injury or death for the patient.

This type of negligence claim may also apply to nursing homes, hospitals, and other healthcare facilities if they fail to provide proper patient care due to negligent hiring practices or failure to properly train their staff members on proper procedures for administering medical treatment.

Animal Attacks

Animal attacks are another common type of negligence claim and typically involve dogs. These types of claims may be brought against the dog’s owner even if there is no prior history of aggressive behavior. This may also apply if a dog is not adequately trained and has injured someone because it was not appropriately restrained outside in public areas.

Should I Settle Before Going to Court?

If you’ve been injured in an accident, it’s natural to want to get your life back on track as soon as possible. You may be tempted to settle a personal injury claim instead of going through the court system, and while most claims do settle outside of court, this can be risky.

Suppose you settle with the other party instead of going to court. In that case, you give up the right to sue for more compensation later, meaning you lose your ability to recoup damages for future medical expenses and lost wages if they were not accounted for in the settlement. This often happens if you try to settle too early, before you know the full nature and extent of your injuries.

If your injuries are severe enough to require continued treatment or rehabilitation services, they could cost thousands of dollars each year — money that may not be included in any settlement amount agreed upon with the other party if you settle too soon.

Filing a lawsuit and going through the legal process with a lawyer is an excellent way to ensure that all of these costs and expenses are covered. However, it would be best if you also remembered that settlements and verdicts are never guaranteed. The best way to protect yourself is by having a solid personal injury case from the start, hiring a lawyer, and being prepared for whatever happens in court.

How Long Do I Have to File a Personal Injury Claim in Charlotte, NC?

The statute of limitations is a law that determines how long you have to file a claim after the incident occurred. In North Carolina, injury victims typically have three years to file personal injury lawsuits from the date of the incident. For example, if you were injured in a collision that was the result of someone else’s negligence on December 31st, 2022, you must settle your claim or file a lawsuit against the responsible party by December 31st, 2025. If you miss this deadline, then your case will be dismissed. The statute of limitations in your particular case is something you should discuss up front with your lawyer. 

When Should I Hire a Personal Injury Lawyer?

It’s best to hire a lawyer immediately after the accident. A Charlotte personal injury attorney can help you understand your rights and determine whether you have a valid compensation claim. If you do, the attorney will take care of filing paperwork and all other aspects of your case. Here are some signs it may be time to hire a lawyer:

If You’re Injured

If you’ve been hurt in an accident, it’s important to seek medical attention right away. This is true even if you don’t think your injuries are severe enough to warrant seeing a doctor.

Anytime you suffer an injury, there is a possibility that it could worsen or lead to complications down the road. If this happens, it’s best to have the issue addressed as soon as possible, so it doesn’t get worse.

If Your Injuries Are Serious

If your injuries are serious enough to keep you from working or performing day-to-day activities for extended periods, then it may be worth hiring an attorney to help with your case.

An experienced personal injury attorney can help determine how much compensation you deserve for your damages, obtain evidence from witnesses (if necessary), and negotiate with insurance companies for maximum compensation for your losses and suffering.

The Insurance Company Is Acting in Bad Faith

There is no third-party bad faith in North Carolina.  However, there is first-party bad faith.   That means if you are dealing with your own insurance, whether through a medical payments, uninsured or underinsured claim, they owe you a duty of good faith.  If you think your insurance company is acting in bad faith, it may be time to hire a personal injury attorney. Bad faith can include refusing to offer fair compensation for your injuries or denying liability for causing the accident in the first place.

You Lost a Loved One

The death of a loved one is difficult to deal with, especially if they were killed in an accident that was not their fault. If this happens to your family, it’s important to know that you may be entitled to compensation for your loss through a wrongful death claim. Contacting an experienced attorney can help you determine how much compensation you are owed for your loss and suffering due to the death of a family member.

If I Win My Case, How Much Will I Get?

Several factors can affect how much money you receive in a personal injury lawsuit. You may be offered a lump sum or structured settlement if the case is settled out of court. If your case goes to trial and you win, a judge or jury will determine how much money you should receive. The amount of compensation can vary widely based on factors such as:

  • The severity of your injuries (how long they last and how much they affect your day-to-day life)
  • The amount of available coverage
  • The amount of your medical bills reasonably paid or incurred
  • How much money you lost due to missing work or inability to perform your job duties.
  • How the accident affected your personal life and relationships
personal injury lawyer consulting injured young woman in office after accident and pointing at legal forms

Contact the Charlotte Personal Injury Attorneys at The Law Offices of Jason E. Taylor Today

If you’ve been injured in a car accident, you should immediately contact the Charlotte personal injury lawyers at The Law Offices of Jason E. Taylor. We can help answer any questions you have about your rights and options under North Carolina law, and we’ll work to get you the compensation you deserve for your injuries.

301 S McDowell St #1016
Charlotte, NC 28204

Phone: (704) 676-1093
Toll Free: (800) 351-3008

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120 3rd St NE
Hickory, NC 28601

Phone: (828) 327-9004
Toll Free: (800) 351-3008

301 S McDowell St #1016
Charlotte, NC 28204

Phone: (704) 676-1093
Toll Free: (800) 351-3008

130 Church St NE
Concord, NC 28025

Phone: (704) 787-9419
Toll Free: (800) 351-3008

1348 Ebenezer Rd Suite 103
Rock Hill, SC 29732

Phone: (803) 980-5300
Toll Free: (800) 351-3008

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Jason E. Taylor, P.C.
Charlotte Injury Lawyers & Attorneys at Law

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Notice of Data Security Event
Updated March 28, 2025

The Law Offices of Jason E. Taylor is providing notice of an event that may affect certain individuals’ information. Although we have no indication of identity theft or fraud in relation to this event, we are providing information about the event, our response, and additional measures individuals can take to help protect their information, should they feel it appropriate to do so.

What Happened? On October 28, 2024, The Law Offices of Jason E. Taylor identified suspicious activity related to our email system. We quickly took steps to investigate and determined that an unknown actor may have accessed certain emails within our email system between August 7 and November 7, 2024. We then conducted a comprehensive review of the potentially affected emails and attachments to determine what information was contained therein and to whom the information related, which was completed on February 25, 2025. Unfortunately, we were unable to verify the addresses of certain affected individuals, so we are providing this notice to ensure potentially affected individuals receive information about the event.

What Information Was Involved? The information affected may include individuals’ Social Security number, driver’s license and state ID information, financial account number, and health information.

What We Are Doing. We are notifying individuals about this matter and providing guidance about free resources that are available to assist with monitoring relevant accounts, credit reports, and how to place a fraud alert or security freeze on one’s credit file. Further, as with our typical security practices, we will continue to evaluate our policies, procedures, staff training, and technical security measures to reduce the likelihood of an event like this reoccurring.

What Individuals Can Do. We encourage you to remain vigilant against incidents of identity theft and fraud by reviewing your account statements and monitoring your free credit reports for suspicious activity and to detect errors. We also recommend you review the below “Steps Individuals Can Take To Help Protect Personal Information”.

For More Information. If individuals have questions about this matter, we have a dedicated assistance line with agents ready to answer their questions. Please contact our toll-free dedicated assistance line at 1-800-939-4170, Monday through Friday from 9 a.m. through 9 p.m., excluding holidays. You may also write to us at The Law Offices of Jason E. Taylor, Attn: Compliance, P.O. Box 2688, Hickory, NC 28603.

Sincerely,

The Law Offices of Jason E. Taylor

STEPS INDIVIDUALS CAN TAKE TO HELP PROTECT PERSONAL INFORMATION

Monitor Your Accounts

Under U.S. law, a consumer is entitled to one free credit report annually from each of the three major credit reporting bureaus, Equifax, Experian, and TransUnion. To order a free credit report, visit www.annualcreditreport.com or call, toll-free, 1-877-322-8228. Consumers may also directly contact the three major credit reporting bureaus listed below to request a free copy of their credit report.

Consumers have the right to place an initial or extended “fraud alert” on a credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer’s credit file. Upon seeing a fraud alert display on a consumer’s credit file, a business is required to take steps to verify the consumer’s identity before extending new credit. If consumers are the victim of identity theft, they are entitled to an extended fraud alert, which is a fraud alert lasting seven years. Should consumers wish to place a fraud alert, please contact any of the three major credit reporting bureaus listed below.

As an alternative to a fraud alert, consumers have the right to place a “credit freeze” on a credit report, which will prohibit a credit bureau from releasing information in the credit report without the consumer’s express authorization. The credit freeze is designed to prevent credit, loans, and services from being approved in a consumer’s name without consent. However, consumers should be aware that using a credit freeze to take control over who gets access to the personal and financial information in their credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application they make regarding a new loan, credit, mortgage, or any other account involving the extension of credit. Pursuant to federal law, consumers cannot be charged to place or lift a credit freeze on their credit report. To request a credit freeze, individuals may need to provide some or all of the following information:

1. Full name (including middle initial as well as Jr., Sr., II, III, etc.);
2. Social Security number;
3. Date of birth;
4. Addresses for the prior two to five years;
5. Proof of current address, such as a current utility bill or telephone bill;
6. A legible photocopy of a government-issued identification card (state driver’s license or ID card, etc.); and
7. A copy of either the police report, investigative report, or complaint to a law enforcement agency concerning identity theft if they are a victim of identity theft.

Should consumers wish to place a credit freeze or fraud alert, please contact the three major credit reporting bureaus listed below:

Equifax Experian TransUnion
https://www.equifax.com/personal/credit-report-services/ https://www.experian.com/help/

https://www.transunion.com/credit-help
1-888-298-0045 1-888-397-3742 1-800-916-8800
Equifax Fraud Alert, P.O. Box 105069 Atlanta, GA 30348-5069 Experian Fraud Alert, P.O. Box 9554, Allen, TX 75013 TransUnion Fraud Alert, P.O. Box 2000, Chester, PA 19016
Equifax Credit Freeze, P.O. Box 105788 Atlanta, GA 30348-5788 Experian Credit Freeze, P.O. Box 9554, Allen, TX 75013 TransUnion Credit Freeze, P.O. Box 160, Woodlyn, PA 19094

Additional Information

Consumers may further educate themselves regarding identity theft, fraud alerts, credit freezes, and the steps they can take to protect their personal information by contacting the consumer reporting bureaus, the Federal Trade Commission, or their state attorney general. The Federal Trade Commission may be reached at: 600 Pennsylvania Ave NW, Washington, DC 20580; www.identitytheft.gov; 1-877-ID-THEFT (1-877-438-4338); and TTY: 1-866-653-4261. The Federal Trade Commission also encourages those who discover that their information has been misused to file a complaint with them. Consumers can obtain further information on how to file such a complaint by way of the contact information listed above. Consumers have the right to file a police report if they ever experience identity theft or fraud. Please note that in order to file a report with law enforcement for identity theft, consumers will likely need to provide some proof that they have been a victim. Instances of known or suspected identity theft should also be reported to law enforcement and the relevant state attorney general. This notice has not been delayed by law enforcement.

For District of Columbia residents, the District of Columbia Attorney General may be contacted at: 400 6th Street, NW, Washington, DC 20001; 1-202-442-9828; and oag.dc.gov.

For Maryland residents, the Maryland Attorney General may be contacted at: 200 St. Paul Place, 16th Floor, Baltimore, MD 21202; 1-410-576-6300 or 1-888-743-0023; and https://www.marylandattorneygeneral.gov/.

For New Mexico residents, consumers have rights pursuant to the Fair Credit Reporting Act, such as the right to be told if information in their credit file has been used against them, the right to know what is in their credit file, the right to ask for their credit score, and the right to dispute incomplete or inaccurate information. Further, pursuant to the Fair Credit Reporting Act, the consumer reporting bureaus must correct or delete inaccurate, incomplete, or unverifiable information; consumer reporting agencies may not report outdated negative information; access to consumers’ files is limited; consumers must give consent for credit reports to be provided to employers; consumers may limit “prescreened” offers of credit and insurance based on information in their credit report; and consumers may seek damages from violators. Consumers may have additional rights under the Fair Credit Reporting Act not summarized here. Identity theft victims and active-duty military personnel have specific additional rights pursuant to the Fair Credit Reporting Act. We encourage consumers to review their rights pursuant to the Fair Credit Reporting Act by visiting www.consumerfinance.gov/f/201504_cfpb_summary_your-rights-under-fcra.pdf, or by writing Consumer Response Center, Room 130-A, Federal Trade Commission, 600 Pennsylvania Ave NW, Washington, DC 20580.

For New York residents, the New York Attorney General may be contacted at: Office of the Attorney General, The Capitol, Albany, NY 12224-0341; 1-800-771-7755; or https://ag.ny.gov.

For North Carolina residents, the North Carolina Attorney General may be contacted at: 9001 Mail Service Center, Raleigh, NC 27699-9001; 1-877-566-7226 or 1-919-716-6000; and www.ncdoj.gov.

For Rhode Island residents, the Rhode Island Attorney General may be reached at: 150 South Main Street, Providence, RI 02903; 1-401-274-4400; and www.riag.ri.gov. Under Rhode Island law, individuals have the right to obtain any police report filed in regard to this event.
STEPS INDIVIDUALS CAN TAKE TO HELP PROTECT A MINOR DEPENDENT’S PERSONAL INFORMATION

Typically, credit reporting agencies do not have a credit report in a minor’s name. To find out if a minor has a credit report or to request a manual search for a minor’s Social Security number each credit bureau has its own process. To learn more about these processes or request these services, consumers may contact the credit bureaus by phone, writing, or online:
Equifax Experian TransUnion
https://www.equifax.com/personal/help/article-list/-/h/a/request-child-credit-report/
https://www.experian.com/help/minor-request.html
https://www.transunion.com/fraud-victim-resources/child-identity-theft

1-800-685-1111 1-888-397-3742 1-800-916-8800
P.O. Box 105788
Atlanta, GA 30348-5788 P.O. Box 9554
Allen, TX 75013 P.O. Box 2000
Chester, PA 19016

To request information about the existence of a credit file in a minor’s name, search for a minor’s Social Security number, place a security freeze or fraud alert on a minor’s credit report (if one exists), or request a copy of a minor’s credit report consumers may be required to provide the following information:
● A copy of their driver’s license or another government issued identification card, such as a state identification card, etc.;
● Proof of address, such as a copy of a bank statement, utility bill, insurance statement, etc.;
● A copy of the minor’s birth certificate;
● A copy of the minor’s Social Security card;
● The minor’s full name, including middle initial and generation, such as JR, SR, II, III, etc.;
● The minor’s date of birth; and
● The minor’s previous addresses for the past two years.

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