Personal Injury Claim Process in Rock Hill SC

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Personal Injury Claim Process in Rock Hill SC

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The personal injury claims process in Rock Hill, South Carolina, can be confusing. You may have questions about how the insurance companies work, how much compensation you are entitled to, and what kind of compensation you should expect. Fortunately, many resources are available for people injured because of someone else’s negligence or carelessness.

To start your personal injury claim, you should contact an attorney with experience handling these cases. An attorney can help you determine if you have a valid case against another party and, if so, help you collect evidence that supports your claim.

At The Law Offices of Jason E. Taylor, we are here to help you recover from your injuries by pursuing a claim against the party responsible for your accident. We’re not just lawyers—we’re advocates for the fair treatment of injury victims who come through our doors. Contact our personal injury attorneys today for a free consultation.

Personal Injury Law in South Carolina

According to South Carolina statute 15-32-210 (11), “personal injury” means injuries to the person including, but not limited to, bodily injuries, mental distress or suffering, loss of wages, loss of services, loss of consortium, wrongful death, survival, and other noneconomic damages and actual economic damages.

Personal injury cases can be brought by injured victims against those who are responsible for their injuries. Some common personal injury cases include slip and fall accidents, motor vehicle accidents, and medical malpractice. Injuries from these accidents can range from catastrophic injuries, such as spinal cord injuries, or minor injuries, like lacerations and surface wounds.

Personal injury claims are a form of tort law, which means that the person responsible for an injury can be held liable for damages. Common damages in personal injury cases include

  • medical bills
  • lost wages
  • pain and suffering

To recover on your claim, you must show that someone else was at fault (and therefore liable) for the accident that caused your injuries and that your injuries were a proximate cause of the at-fault party’s negligence.

Choosing a Rock Hill Personal Injury Lawyer

The decision to hire a personal injury lawyer is an important one. You should not rush into this choice and should take the time to research several lawyers before making your decision. When hiring a Rock Hill, personal injury lawyer, you might want to consider the following:

  • Are they licensed in South Carolina?
  • Do they have experience with cases like mine?
  • What is their track record for winning claims similar to mine?
  • How much will this case cost me?
  • How long will it take?
  • What is my case worth?
  • Are there any fees involved in hiring this lawyer

If you have additional questions, feel free to contact us today.

Scheduling a Consultation

Regardless of the type of legal issue you’re facing, it’s always a good idea to schedule a consultation. This will allow you and your attorney to discuss your case’s details and determine whether they are the right fit for you.

During this meeting, your lawyer will ask questions about your case and explain any potential legal options available to you.

Contact our firm today to schedule an appointment if you’re looking for a personal injury attorney. We proudly serve clients in Rock Hill, North Carolina.

Investigating Your Case

Once you’ve retained an attorney, it’s time for them to investigate your case. Your Rock Hill personal injury attorney will likely ask you for copies of police reports, medical records, and other documents related to your accident. They may also request that you take photographs of any injuries you sustained and any damage caused by the accident.

For example, if you were involved in a car accident that wasn’t your fault, it’s essential to document everything. If possible, take photos of the damage to your vehicle and any other property damaged by the accident. Write down the names and contact information of anyone who witnessed or was involved in the incident.

Every piece of evidence is important, as it can help you prove your case and receive compensation for your injuries. If you have questions about what to do after an accident, contact a personal injury attorney for advice.

Negotiating a Settlement for Your Personal Injury Case in Rock Hill

If you’ve been injured in an accident, you may be eligible to recover compensation for your injuries. If you are able to reach an agreement with the insurance company, this is called a settlement. A personal injury case can settle at any time during the claims process. It’s important to understand that if you settle with the other party, you release them from further liability for your injuries or property damage.

The compensation you receive will depend on several factors, including the severity of your personal injuries and how much medical care they require. A personal injury attorney can help you negotiate a fair settlement or file a lawsuit if necessary.

What Happens If the Insurance Company Refuses to Settle

If the insurance company refuses to settle, you may have to file a personal injury lawsuit. A trial is when both sides present evidence and testimony that supports their point of view. The judge or jury will then decide who is at fault for your injuries and whether they are responsible for paying damages and, if so, how much.

There is no guarantee that a verdict will be more than a settlement offer. The amount of damages you are entitled to is at the discretion of the judge or jury if your case goes to trial. If the judge or jury awards less than the previous offer, it’s usually too late to try and go back and accept the higher offer.  That is why it’s important to discuss the potential outcomes in your case with your attorney before making the decision to spend the time and money to go to trial.  

Photo of Mature man suffering from wrist pain at home from a personal injury

The Law Offices of Jason E. Taylor: Rock Hill Personal Injury Lawyers You Can Trust

The Law Offices of Jason E. Taylor is a personal injury law firm serving Rock Hill, Columbia, Charlotte, and the surrounding areas. Our lawyers have more than 100 years of combined experience helping people injured and damaged by another party’s negligence or recklessness get fair compensation for their losses.

Call today to schedule your free consultation if you need legal representation after an accident.

1348 Ebenezer Rd #103
Rock Hill, SC 29732

Phone: (803) 980-5300
Toll Free: (800) 351-3008

 

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120 3rd St NE
Hickory, NC 28601

Phone: (828) 327-9004
Toll Free: (800) 351-3008

301 S McDowell St #1016
Charlotte, NC 28204

Phone: (704) 676-1093
Toll Free: (800) 351-3008

130 Church St NE
Concord, NC 28025

Phone: (704) 787-9419
Toll Free: (800) 351-3008

1348 Ebenezer Rd Suite 103
Rock Hill, SC 29732

Phone: (803) 980-5300
Toll Free: (800) 351-3008

The Law Offices of
Jason E. Taylor, P.C.
Rock Hill Injury Lawyers & Attorneys at Law

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Notice of Data Security Event
Updated March 28, 2025

The Law Offices of Jason E. Taylor is providing notice of an event that may affect certain individuals’ information. Although we have no indication of identity theft or fraud in relation to this event, we are providing information about the event, our response, and additional measures individuals can take to help protect their information, should they feel it appropriate to do so.

What Happened? On October 28, 2024, The Law Offices of Jason E. Taylor identified suspicious activity related to our email system. We quickly took steps to investigate and determined that an unknown actor may have accessed certain emails within our email system between August 7 and November 7, 2024. We then conducted a comprehensive review of the potentially affected emails and attachments to determine what information was contained therein and to whom the information related, which was completed on February 25, 2025. Unfortunately, we were unable to verify the addresses of certain affected individuals, so we are providing this notice to ensure potentially affected individuals receive information about the event.

What Information Was Involved? The information affected may include individuals’ Social Security number, driver’s license and state ID information, financial account number, and health information.

What We Are Doing. We are notifying individuals about this matter and providing guidance about free resources that are available to assist with monitoring relevant accounts, credit reports, and how to place a fraud alert or security freeze on one’s credit file. Further, as with our typical security practices, we will continue to evaluate our policies, procedures, staff training, and technical security measures to reduce the likelihood of an event like this reoccurring.

What Individuals Can Do. We encourage you to remain vigilant against incidents of identity theft and fraud by reviewing your account statements and monitoring your free credit reports for suspicious activity and to detect errors. We also recommend you review the below “Steps Individuals Can Take To Help Protect Personal Information”.

For More Information. If individuals have questions about this matter, we have a dedicated assistance line with agents ready to answer their questions. Please contact our toll-free dedicated assistance line at 1-800-939-4170, Monday through Friday from 9 a.m. through 9 p.m., excluding holidays. You may also write to us at The Law Offices of Jason E. Taylor, Attn: Compliance, P.O. Box 2688, Hickory, NC 28603.

Sincerely,

The Law Offices of Jason E. Taylor

STEPS INDIVIDUALS CAN TAKE TO HELP PROTECT PERSONAL INFORMATION

Monitor Your Accounts

Under U.S. law, a consumer is entitled to one free credit report annually from each of the three major credit reporting bureaus, Equifax, Experian, and TransUnion. To order a free credit report, visit www.annualcreditreport.com or call, toll-free, 1-877-322-8228. Consumers may also directly contact the three major credit reporting bureaus listed below to request a free copy of their credit report.

Consumers have the right to place an initial or extended “fraud alert” on a credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer’s credit file. Upon seeing a fraud alert display on a consumer’s credit file, a business is required to take steps to verify the consumer’s identity before extending new credit. If consumers are the victim of identity theft, they are entitled to an extended fraud alert, which is a fraud alert lasting seven years. Should consumers wish to place a fraud alert, please contact any of the three major credit reporting bureaus listed below.

As an alternative to a fraud alert, consumers have the right to place a “credit freeze” on a credit report, which will prohibit a credit bureau from releasing information in the credit report without the consumer’s express authorization. The credit freeze is designed to prevent credit, loans, and services from being approved in a consumer’s name without consent. However, consumers should be aware that using a credit freeze to take control over who gets access to the personal and financial information in their credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application they make regarding a new loan, credit, mortgage, or any other account involving the extension of credit. Pursuant to federal law, consumers cannot be charged to place or lift a credit freeze on their credit report. To request a credit freeze, individuals may need to provide some or all of the following information:

1. Full name (including middle initial as well as Jr., Sr., II, III, etc.);
2. Social Security number;
3. Date of birth;
4. Addresses for the prior two to five years;
5. Proof of current address, such as a current utility bill or telephone bill;
6. A legible photocopy of a government-issued identification card (state driver’s license or ID card, etc.); and
7. A copy of either the police report, investigative report, or complaint to a law enforcement agency concerning identity theft if they are a victim of identity theft.

Should consumers wish to place a credit freeze or fraud alert, please contact the three major credit reporting bureaus listed below:

Equifax Experian TransUnion
https://www.equifax.com/personal/credit-report-services/ https://www.experian.com/help/

https://www.transunion.com/credit-help
1-888-298-0045 1-888-397-3742 1-800-916-8800
Equifax Fraud Alert, P.O. Box 105069 Atlanta, GA 30348-5069 Experian Fraud Alert, P.O. Box 9554, Allen, TX 75013 TransUnion Fraud Alert, P.O. Box 2000, Chester, PA 19016
Equifax Credit Freeze, P.O. Box 105788 Atlanta, GA 30348-5788 Experian Credit Freeze, P.O. Box 9554, Allen, TX 75013 TransUnion Credit Freeze, P.O. Box 160, Woodlyn, PA 19094

Additional Information

Consumers may further educate themselves regarding identity theft, fraud alerts, credit freezes, and the steps they can take to protect their personal information by contacting the consumer reporting bureaus, the Federal Trade Commission, or their state attorney general. The Federal Trade Commission may be reached at: 600 Pennsylvania Ave NW, Washington, DC 20580; www.identitytheft.gov; 1-877-ID-THEFT (1-877-438-4338); and TTY: 1-866-653-4261. The Federal Trade Commission also encourages those who discover that their information has been misused to file a complaint with them. Consumers can obtain further information on how to file such a complaint by way of the contact information listed above. Consumers have the right to file a police report if they ever experience identity theft or fraud. Please note that in order to file a report with law enforcement for identity theft, consumers will likely need to provide some proof that they have been a victim. Instances of known or suspected identity theft should also be reported to law enforcement and the relevant state attorney general. This notice has not been delayed by law enforcement.

For District of Columbia residents, the District of Columbia Attorney General may be contacted at: 400 6th Street, NW, Washington, DC 20001; 1-202-442-9828; and oag.dc.gov.

For Maryland residents, the Maryland Attorney General may be contacted at: 200 St. Paul Place, 16th Floor, Baltimore, MD 21202; 1-410-576-6300 or 1-888-743-0023; and https://www.marylandattorneygeneral.gov/.

For New Mexico residents, consumers have rights pursuant to the Fair Credit Reporting Act, such as the right to be told if information in their credit file has been used against them, the right to know what is in their credit file, the right to ask for their credit score, and the right to dispute incomplete or inaccurate information. Further, pursuant to the Fair Credit Reporting Act, the consumer reporting bureaus must correct or delete inaccurate, incomplete, or unverifiable information; consumer reporting agencies may not report outdated negative information; access to consumers’ files is limited; consumers must give consent for credit reports to be provided to employers; consumers may limit “prescreened” offers of credit and insurance based on information in their credit report; and consumers may seek damages from violators. Consumers may have additional rights under the Fair Credit Reporting Act not summarized here. Identity theft victims and active-duty military personnel have specific additional rights pursuant to the Fair Credit Reporting Act. We encourage consumers to review their rights pursuant to the Fair Credit Reporting Act by visiting www.consumerfinance.gov/f/201504_cfpb_summary_your-rights-under-fcra.pdf, or by writing Consumer Response Center, Room 130-A, Federal Trade Commission, 600 Pennsylvania Ave NW, Washington, DC 20580.

For New York residents, the New York Attorney General may be contacted at: Office of the Attorney General, The Capitol, Albany, NY 12224-0341; 1-800-771-7755; or https://ag.ny.gov.

For North Carolina residents, the North Carolina Attorney General may be contacted at: 9001 Mail Service Center, Raleigh, NC 27699-9001; 1-877-566-7226 or 1-919-716-6000; and www.ncdoj.gov.

For Rhode Island residents, the Rhode Island Attorney General may be reached at: 150 South Main Street, Providence, RI 02903; 1-401-274-4400; and www.riag.ri.gov. Under Rhode Island law, individuals have the right to obtain any police report filed in regard to this event.
STEPS INDIVIDUALS CAN TAKE TO HELP PROTECT A MINOR DEPENDENT’S PERSONAL INFORMATION

Typically, credit reporting agencies do not have a credit report in a minor’s name. To find out if a minor has a credit report or to request a manual search for a minor’s Social Security number each credit bureau has its own process. To learn more about these processes or request these services, consumers may contact the credit bureaus by phone, writing, or online:
Equifax Experian TransUnion
https://www.equifax.com/personal/help/article-list/-/h/a/request-child-credit-report/
https://www.experian.com/help/minor-request.html
https://www.transunion.com/fraud-victim-resources/child-identity-theft

1-800-685-1111 1-888-397-3742 1-800-916-8800
P.O. Box 105788
Atlanta, GA 30348-5788 P.O. Box 9554
Allen, TX 75013 P.O. Box 2000
Chester, PA 19016

To request information about the existence of a credit file in a minor’s name, search for a minor’s Social Security number, place a security freeze or fraud alert on a minor’s credit report (if one exists), or request a copy of a minor’s credit report consumers may be required to provide the following information:
● A copy of their driver’s license or another government issued identification card, such as a state identification card, etc.;
● Proof of address, such as a copy of a bank statement, utility bill, insurance statement, etc.;
● A copy of the minor’s birth certificate;
● A copy of the minor’s Social Security card;
● The minor’s full name, including middle initial and generation, such as JR, SR, II, III, etc.;
● The minor’s date of birth; and
● The minor’s previous addresses for the past two years.

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