Pedestrian Rights in Charlotte, NC

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Pedestrian Rights in Charlotte, NC

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Charlotte has changed immensely in the past several years. As one of the fastest growing metropolitan areas in the in the United States, Charlotte has grown by over 1 million new residents in the past 20 years. Historically, Charlotte was more spread out and there was minimal pedestrian traffic, but that has changed. With the numerous high rise apartment buildings, many areas of Charlotte have become much more densely populated and with all the amazing food and entertainment that is close by, walking from place to place has become much more the norm, rather than the exception. Charlotte has even added some areas as “social districts” where one can walk on the streets with open alcohol containers. With this drastic change in the Charlotte area, pedestrian v. motor vehicle collisions have increased, so how do they work?

Dispelling Myths: Do Pedestrians Always Have the Right of Way?

There are a great many old wives’ tales about pedestrians, for example, “Pedestrians always have the right of way” and “If you aren’t in a crosswalk, its your fault”, however the reality of it is that every case is examined under regular negligence. Under NC contributory negligence law, if you are a pedestrian and a jury finds that you contributed even 1% to the collision, then you are barred from collecting anything. So, even if you are hit by a car while in a crosswalk, you still need to be 100% fault free to have a successful claim against the vehicle that hit you. It is not a “get out of jail free” card just by being in a crosswalk, you still must exercise due caution and make sure it is safe to cross the road before doing so. It will generally be presumed that you are behaving reasonably if you are crossing in a crosswalk with the light indicating it is safe for you to proceed, but it is not an automatic win and your actions can and will still be examined to see if you contributed. 

Crossing Outside of Crosswalks: What Happens Then?

What happens if I cross the road not in a crosswalk? While it may not be the safest thing to do, many times it does make sense. The next crosswalk could be a mile away which means the restaurant that is 2 lanes away directly across from you, to cross in a crosswalk you will have to walk a mile down, cross, then a mile back up. Not many people are willing to do that. Or, you can certainly do as your mother told you and look both ways and if no cars are coming, you can cross safely. The bottom line, in Charlotte NC both the driver and pedestrian’s actions are going to be looked at to see who was negligent and if the other party contributed.

How Pedestrians Can Be Found at Fault in Charlotte, NC

The law in NC surrounding pedestrian v. motor vehicle collisions has shifted greatly in the past several years with several Court of Appeals cases changing how they are analyzed. This makes it all the more important to have a team of experienced attorneys like the Law Offices of Jason E. Taylor on your side. So how can a pedestrian be found to have contributed to a collision with a car? This is most commonly found when crossing not in a crosswalk. There is no “jaywalking” statute necessarily in NC, however NCGS § 20-174 does require that whenever crossing not in a crosswalk for the pedestrian to yield the right of way to vehicles in the roadway. Many factors can come into this such as your clothing. Is it dark or readily visible? Where are you crossing the road? Is it at a turn or hill, or is the visibility good for you and for motorists? Is there anything else that might obstruct your ability to see a car or a car to see you? How is the lighting in the area? Are you distracted while walking, using your phone, eating, drinking, etc.? All of these factors plus many others come into play when evaluating potential liability issues for a pedestrian.

Driver Responsibilities in Charlotte Pedestrian Collisions

Shifting gears to the motorist, how can they be found liable? Simply put, the same factors for the pedestrian apply to the motorist, although in slightly different ways. Are they paying attention for potential pedestrians? Are they distracted in the vehicle by their phone, GPS, passengers, eating or drinking, etc.? Are they making themselves visible to pedestrians? If someone does start to cross in front of them, are they taking action to avoid hitting them? These are all important factors that will be considered.

Modern Hazards: Electric Vehicles and Over-Reliance on Technology

One unique thing that all pedestrians need to be mindful of in modern days are electric and hybrid cars and safety features on vehicles. A traditional vehicle produces engine and exhaust noise which can warn you they are coming to a corner where they might be blocked. Or, if you are walking and don’t hear anything, you might begin crossing before looking. Electric and hybrid cars make nearly no noise, especially at lower speeds when their tires will not produce much in terms of volume. It is extremely important to make sure you are looking very carefully. Also, most modern vehicles have safety features including automatic braking when a hazard is detected and even self-driving functionality which propounds that it can sense hazards such as pedestrians and stop in time or avoid them. These are not 100% full proof and neither motorist or pedestrian should rely on them blindly. The sensor may not pick up someone if it is blocked or a camera on the vehicle might not be able to detect you from something else. While these features can be life-saving, they are not perfect and should only be relied upon as an aid and not the default.

Stay Alert and Know Your Rights

Bottom line, no matter what you do out in the world, it is always safest to slow down, look both ways, and be careful, it usually keeps you out of trouble. However, if it doesn’t, make sure you call a professional to advise you like the Law Offices of Jason E. Taylor. Contact us for a free consultation.

301 S McDowell St #1016
Charlotte, NC 28204

Phone: (704) 676-1093
Toll Free: (800) 351-3008

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120 3rd St NE
Hickory, NC 28601

Phone: (828) 327-9004
Toll Free: (800) 351-3008

301 S McDowell St #1016
Charlotte, NC 28204

Phone: (704) 676-1093
Toll Free: (800) 351-3008

130 Church St NE
Concord, NC 28025

Phone: (704) 787-9419
Toll Free: (800) 351-3008

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Phone: (803) 980-5300
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Notice of Data Security Event
Updated March 28, 2025

The Law Offices of Jason E. Taylor is providing notice of an event that may affect certain individuals’ information. Although we have no indication of identity theft or fraud in relation to this event, we are providing information about the event, our response, and additional measures individuals can take to help protect their information, should they feel it appropriate to do so.

What Happened? On October 28, 2024, The Law Offices of Jason E. Taylor identified suspicious activity related to our email system. We quickly took steps to investigate and determined that an unknown actor may have accessed certain emails within our email system between August 7 and November 7, 2024. We then conducted a comprehensive review of the potentially affected emails and attachments to determine what information was contained therein and to whom the information related, which was completed on February 25, 2025. Unfortunately, we were unable to verify the addresses of certain affected individuals, so we are providing this notice to ensure potentially affected individuals receive information about the event.

What Information Was Involved? The information affected may include individuals’ Social Security number, driver’s license and state ID information, financial account number, and health information.

What We Are Doing. We are notifying individuals about this matter and providing guidance about free resources that are available to assist with monitoring relevant accounts, credit reports, and how to place a fraud alert or security freeze on one’s credit file. Further, as with our typical security practices, we will continue to evaluate our policies, procedures, staff training, and technical security measures to reduce the likelihood of an event like this reoccurring.

What Individuals Can Do. We encourage you to remain vigilant against incidents of identity theft and fraud by reviewing your account statements and monitoring your free credit reports for suspicious activity and to detect errors. We also recommend you review the below “Steps Individuals Can Take To Help Protect Personal Information”.

For More Information. If individuals have questions about this matter, we have a dedicated assistance line with agents ready to answer their questions. Please contact our toll-free dedicated assistance line at 1-800-939-4170, Monday through Friday from 9 a.m. through 9 p.m., excluding holidays. You may also write to us at The Law Offices of Jason E. Taylor, Attn: Compliance, P.O. Box 2688, Hickory, NC 28603.

Sincerely,

The Law Offices of Jason E. Taylor

STEPS INDIVIDUALS CAN TAKE TO HELP PROTECT PERSONAL INFORMATION

Monitor Your Accounts

Under U.S. law, a consumer is entitled to one free credit report annually from each of the three major credit reporting bureaus, Equifax, Experian, and TransUnion. To order a free credit report, visit www.annualcreditreport.com or call, toll-free, 1-877-322-8228. Consumers may also directly contact the three major credit reporting bureaus listed below to request a free copy of their credit report.

Consumers have the right to place an initial or extended “fraud alert” on a credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer’s credit file. Upon seeing a fraud alert display on a consumer’s credit file, a business is required to take steps to verify the consumer’s identity before extending new credit. If consumers are the victim of identity theft, they are entitled to an extended fraud alert, which is a fraud alert lasting seven years. Should consumers wish to place a fraud alert, please contact any of the three major credit reporting bureaus listed below.

As an alternative to a fraud alert, consumers have the right to place a “credit freeze” on a credit report, which will prohibit a credit bureau from releasing information in the credit report without the consumer’s express authorization. The credit freeze is designed to prevent credit, loans, and services from being approved in a consumer’s name without consent. However, consumers should be aware that using a credit freeze to take control over who gets access to the personal and financial information in their credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application they make regarding a new loan, credit, mortgage, or any other account involving the extension of credit. Pursuant to federal law, consumers cannot be charged to place or lift a credit freeze on their credit report. To request a credit freeze, individuals may need to provide some or all of the following information:

1. Full name (including middle initial as well as Jr., Sr., II, III, etc.);
2. Social Security number;
3. Date of birth;
4. Addresses for the prior two to five years;
5. Proof of current address, such as a current utility bill or telephone bill;
6. A legible photocopy of a government-issued identification card (state driver’s license or ID card, etc.); and
7. A copy of either the police report, investigative report, or complaint to a law enforcement agency concerning identity theft if they are a victim of identity theft.

Should consumers wish to place a credit freeze or fraud alert, please contact the three major credit reporting bureaus listed below:

Equifax Experian TransUnion
https://www.equifax.com/personal/credit-report-services/ https://www.experian.com/help/

https://www.transunion.com/credit-help
1-888-298-0045 1-888-397-3742 1-800-916-8800
Equifax Fraud Alert, P.O. Box 105069 Atlanta, GA 30348-5069 Experian Fraud Alert, P.O. Box 9554, Allen, TX 75013 TransUnion Fraud Alert, P.O. Box 2000, Chester, PA 19016
Equifax Credit Freeze, P.O. Box 105788 Atlanta, GA 30348-5788 Experian Credit Freeze, P.O. Box 9554, Allen, TX 75013 TransUnion Credit Freeze, P.O. Box 160, Woodlyn, PA 19094

Additional Information

Consumers may further educate themselves regarding identity theft, fraud alerts, credit freezes, and the steps they can take to protect their personal information by contacting the consumer reporting bureaus, the Federal Trade Commission, or their state attorney general. The Federal Trade Commission may be reached at: 600 Pennsylvania Ave NW, Washington, DC 20580; www.identitytheft.gov; 1-877-ID-THEFT (1-877-438-4338); and TTY: 1-866-653-4261. The Federal Trade Commission also encourages those who discover that their information has been misused to file a complaint with them. Consumers can obtain further information on how to file such a complaint by way of the contact information listed above. Consumers have the right to file a police report if they ever experience identity theft or fraud. Please note that in order to file a report with law enforcement for identity theft, consumers will likely need to provide some proof that they have been a victim. Instances of known or suspected identity theft should also be reported to law enforcement and the relevant state attorney general. This notice has not been delayed by law enforcement.

For District of Columbia residents, the District of Columbia Attorney General may be contacted at: 400 6th Street, NW, Washington, DC 20001; 1-202-442-9828; and oag.dc.gov.

For Maryland residents, the Maryland Attorney General may be contacted at: 200 St. Paul Place, 16th Floor, Baltimore, MD 21202; 1-410-576-6300 or 1-888-743-0023; and https://www.marylandattorneygeneral.gov/.

For New Mexico residents, consumers have rights pursuant to the Fair Credit Reporting Act, such as the right to be told if information in their credit file has been used against them, the right to know what is in their credit file, the right to ask for their credit score, and the right to dispute incomplete or inaccurate information. Further, pursuant to the Fair Credit Reporting Act, the consumer reporting bureaus must correct or delete inaccurate, incomplete, or unverifiable information; consumer reporting agencies may not report outdated negative information; access to consumers’ files is limited; consumers must give consent for credit reports to be provided to employers; consumers may limit “prescreened” offers of credit and insurance based on information in their credit report; and consumers may seek damages from violators. Consumers may have additional rights under the Fair Credit Reporting Act not summarized here. Identity theft victims and active-duty military personnel have specific additional rights pursuant to the Fair Credit Reporting Act. We encourage consumers to review their rights pursuant to the Fair Credit Reporting Act by visiting www.consumerfinance.gov/f/201504_cfpb_summary_your-rights-under-fcra.pdf, or by writing Consumer Response Center, Room 130-A, Federal Trade Commission, 600 Pennsylvania Ave NW, Washington, DC 20580.

For New York residents, the New York Attorney General may be contacted at: Office of the Attorney General, The Capitol, Albany, NY 12224-0341; 1-800-771-7755; or https://ag.ny.gov.

For North Carolina residents, the North Carolina Attorney General may be contacted at: 9001 Mail Service Center, Raleigh, NC 27699-9001; 1-877-566-7226 or 1-919-716-6000; and www.ncdoj.gov.

For Rhode Island residents, the Rhode Island Attorney General may be reached at: 150 South Main Street, Providence, RI 02903; 1-401-274-4400; and www.riag.ri.gov. Under Rhode Island law, individuals have the right to obtain any police report filed in regard to this event.
STEPS INDIVIDUALS CAN TAKE TO HELP PROTECT A MINOR DEPENDENT’S PERSONAL INFORMATION

Typically, credit reporting agencies do not have a credit report in a minor’s name. To find out if a minor has a credit report or to request a manual search for a minor’s Social Security number each credit bureau has its own process. To learn more about these processes or request these services, consumers may contact the credit bureaus by phone, writing, or online:
Equifax Experian TransUnion
https://www.equifax.com/personal/help/article-list/-/h/a/request-child-credit-report/
https://www.experian.com/help/minor-request.html
https://www.transunion.com/fraud-victim-resources/child-identity-theft

1-800-685-1111 1-888-397-3742 1-800-916-8800
P.O. Box 105788
Atlanta, GA 30348-5788 P.O. Box 9554
Allen, TX 75013 P.O. Box 2000
Chester, PA 19016

To request information about the existence of a credit file in a minor’s name, search for a minor’s Social Security number, place a security freeze or fraud alert on a minor’s credit report (if one exists), or request a copy of a minor’s credit report consumers may be required to provide the following information:
● A copy of their driver’s license or another government issued identification card, such as a state identification card, etc.;
● Proof of address, such as a copy of a bank statement, utility bill, insurance statement, etc.;
● A copy of the minor’s birth certificate;
● A copy of the minor’s Social Security card;
● The minor’s full name, including middle initial and generation, such as JR, SR, II, III, etc.;
● The minor’s date of birth; and
● The minor’s previous addresses for the past two years.

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