You’re driving down SC 5 when you are struck by a vehicle insured by Liberty Mutual. You suffered neck and back injuries in the accident, which will require extensive medical treatment. You want to be compensated for your injuries and the pain and suffering you have endured.
But Liberty Mutual refuses to pay anything other than a minimal amount, claiming that you were at fault for the accident. You know this is false, and you want to fight back. You may need the help of an experienced South Carolina personal injury attorney to handle your case.
At The Law Offices of Jason E. Taylor, we have gone up against some of the largest insurers in South Carolina, including Liberty Mutual. We are prepared to help accident victims seek a favorable settlement that fully compensates them for their injuries. Contact us today so we can begin working on your case.
Liberty Mutual and Insurance Claims in Rock Hill
Liberty Mutual is headquartered in Massachusetts. It has created a reputation for using hardball tactics to get claimants to accept far less compensation than they deserve. Some common examples of these tactics are:
- Delayed investigations
- Low initial settlement offers that are worth a fraction of an accident victim’s actual losses.
- Delayed payments in the hopes of wearing down claimants and getting them to accept the lowest settlement possible after stonewalling them for months
In many cases, Liberty Mutual has outright denied claims. For example, they may claim that vehicle damages have been caused by wear and tear, not by an accident. Due to this, some accident victims end up with no compensation.
Examples of Legitimate Reasons for a Denial From Liberty Mutual
Of course, not all insurance denials are unfair. If you have your denial letter, we can help you analyze the reason for not paying out a claim. Some valid reasons for denying a claim include the following:
- The policy does not cover the accident or damage
- Coverage has lapsed
- The amount claimed exceeds policy limits
- You delayed seeking medical treatment and cannot prove your injuries are caused by the collision
Call us today for more information about why Liberty Mutual may have denied your claim. We can help you put together the best possible case for getting the money you need to get back on track.
What Should I Do If Liberty Mutual Denies My Claim?
If you have filed a claim and Liberty Mutual has denied it, your only real option is to file a lawsuit to try and recover your damages. You should start by getting in touch with an attorney specializing in personal injury law who can help guide you through the process. They will be able to advise on how best to proceed and what kind of evidence would be helpful in your case.
This can be a difficult process, but it is possible to overcome a denial. Your lawyer will be able to help you with the litigation process and we do not recommend proceeding with litigation pro se. The old adage of just because you can, doesn’t mean you should, certainly applies to trying to file a lawsuit on your own.
At The Law Offices of Jason E. Taylor, We Can Help You With Your Liberty Mutual Auto Insurance Claim
If you have been injured in a car accident, please contact the Law Offices of Jason E. Taylor for a consultation. We are available to help you with your claim, whether it is with Liberty Mutual or any other insurance company.
Our attorneys can help you seek compensation for medical bills, lost wages, and other damages to which you may be entitled. We are dedicated to providing our clients with the best possible outcome in their cases and will work tirelessly to get them the results they deserve. Call us today or contact us online to schedule your free consultation with a lawyer.