No two settlements are identical. But my friend/cousin/neighbor/etc. settled their claim for $$$$ and they were not hurt as bad as I was. We hear this all the time when it comes to personal injury settlements. Unfortunately, all I can say in response is “Good for your friend/cousin/neighbor/etc.” Even within the same vehicle in an accident, there can be different settlement results among the claimants. That’s because no two people are identical (except identical twins! And even they are going to have some differences—just ask their Mom).